If the credit card application quota of China Merchants Bank refers to a fixed quota, you can apply for withdrawal every three months. Temporary quota can be applied at any time, but whether it is approved or not is subject to the system audit results. :\x0d\ 1。 The prerequisite for applying for temporary credit line of China Merchants Bank is good credit and no overdue record. The application result of temporary line is closely related to your card usage and repayment record. Once it is overdue, it will generally not be approved. \x0d\ 2。 Apply for the first time after using the credit card for 3 months. \x0d\ 3。 After the temporary credit limit is increased, the part actually used exceeding the original credit limit will be added to the minimum repayment amount of the next statement. There is no extra charge for the overused part, but it cannot enjoy the convenience of revolving credit, and it will be paid off in one lump sum on the due repayment date. \x0d\ 4。 If the temporary quota has never been used before, and the proportion of the quota usually used is not high, the initial application may not be adjusted to the customer at one time or temporarily. \x0d\ 5。 The temporary quota can be up to 50% of the fixed quota. In case of big holidays, it can be increased by 20% on the basis of (fixed quota +50% temporary quota), totaling up to 80%. \x0d\ 6。 Temporary quotas can also be withdrawn (temporary quotas adjusted for holidays are generally not withdrawn). \x0d\ 7。 If the temporary quota has not been used up, you can continue to apply. For example, if you apply for a temporary quota of 50%, but only 20% of the quota expires, you can continue to apply for 50% until the remaining 30% is used up.