The Measures for the Supervision and Administration of Credit Card Business of Commercial Banks have corresponding provisions:

Article 47 The issuing bank shall provide inquiry channels for the progress and results of credit card application processing. The issuing of credit cards by card banks shall meet the requirements of safety management, and the cards and passwords shall be delivered separately and presented to the cardholders for signature.

When issuing a credit card, the cardholder shall be informed in writing of the date of the credit card bill, the articles of association of the credit card, the safety instructions for using the card, customer service telephone number, service and charging information inquiry channels, etc. , so that cardholders can use their credit cards safely.

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Relevant provisions of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks:

Article 44 The issuing bank shall not issue credit cards (except supplementary cards) to customers under the age of 18. No more than two card-issuing banks (except supplementary cards) may issue student credit cards to the same eligible applicant.

With the consent of the China Banking Regulatory Commission and its relevant agencies, commercial banks shall make announcements through various channels such as online announcements, bank websites, customer service hotlines, electronic banking, etc. The announcement period shall not be less than 90 days from the date of announcement.

Article 45? The issuing bank shall conduct a credit investigation on the credit card applicant, fully verify and completely record the applicant's valid identity, financial status, consumption and credit records, and confirm that the applicant has a stable income source or reliable repayment guarantee.

Baidu Encyclopedia-Measures for the Supervision and Administration of Credit Card Business of Commercial Banks