Hello, all-in-one M+ card belongs to the general debit card level, including chip composite magnetic stripe (ic card for short) and pure magnetic stripe (magnetic stripe card for short). Among them, the BIN number of IC media is 62 1483, and all applications through outlets are IC cards; The BIN of the magnetic stripe card is 622588. If you apply directly through a credit card, they are all magnetic stripe cards. The main differences between the M+ card of all-in-one machine and the existing all-in-one machine are: 1, modern: cool card surface design exclusive to hipsters (multiple choices); 2. Money: online banking/mobile banking /Pad bank transfer fees are free three months before card opening, and the first two fees for domestic ATM withdrawals are reduced or exempted three months before card opening; 3. Move: There is a QR code on the card, and you can query M+ card activities and offers anytime and anywhere by scanning.