How to apply for a virtual card
The application steps are as follows:
1. Click "I want to open an account" in WeChat Bank - enter the applied name and ID card.
2. Complete the relevant real information and bind your debit card.
3. Activate the bank card and check the account information. Some successful account openings require virtual transfer of the bound debit card to the account opening before activation.
1. Virtual credit card, also known as: virtual VISA credit card, VISA virtual credit card, VISA virtual card, VISA international credit card, task card, game activation card, PayPal activation card, EB activation card and iOffer activation card, etc. , is a product launched for users who do not have international credit cards or are worried about the security of credit card payments and need to shop online abroad, activate various online accounts, recharge, etc. The application is convenient and fast. When customers apply for this card, there are no complicated procedures and no long waiting. It can take at least a few minutes or more than ten minutes to get the card.
2. The virtual credit card is bundled with the real user's credit card, providing a variable 16-digit account number for online transactions without letting the real credit card information be leaked online. Some virtual credit card accounts are for one-time use, while others can be recharged for continued use. Used for a purchase or transaction that people make on the Internet. Since the real account number is not visible to the transaction, even if the retailer's database is hacked, the account number can be avoided. For example, when a user pays in the checkout center of a retailer's website, a virtual credit card image appears and asks if you plan to pay with a one-time number or if you want your payment information to be entered automatically. Of course, not all transactions can use virtual accounts. The one-time account number is linked to the cardholder's real account number and the transaction is valid only when the cardholder uses the card issuer's system. Otherwise, you will be asked to enter your real credit card information to complete the payment.
Operating environment: (iphoneiOS12.5.5) (WeChat app7.0.19)
What is a virtual credit card? How to apply for a virtual credit card?
What is a virtual credit card?
Virtual credit card, also known as VIRTUALCREDITCARD, is generally a service provided by some institutions with financial background, aiming to serve those who do not have their own credit card, but need a credit card. Virtual credit cards generally only include VISA (credit cards starting with 4) and MASTERCARD (credit cards starting with 5). In 2010, Bank of America, Citibank, etc. widely provided such security services.
There is also a "virtual credit card" model that appears on third-party payment platforms, called "credit payment", the most typical of which is Alipay. They grant credit to users based on user transaction data. The credit limit can be used for shopping payments on Taobao and other places, and the longest interest-free period is 38 days.
How to apply for a virtual credit card?
The specific steps are as follows:
1. Identity verification.
Cardholders can call the bank’s 24-hour customer service hotline and after successful identity verification, they can apply for a virtual card.
2. Set information.
Confirm the physical card information of the virtual card you want to apply for, and set the virtual card’s effective and expiry dates, single and cumulative transaction amounts.
3. Record.
The cardholder records the virtual card informed by the customer service staff. For the security of your account, the security verification code and card validity period will be sent to the cardholder's registered mobile phone number via text message.
4. Online payment.
After receiving the text message from the bank, the cardholder can make online payment.
However, it is a non-overdraft credit card, so there is no risk of malicious overdraft due to submitting the credit card information to others. When applying for a virtual credit card, you need to pay attention to two points:
1. The virtual credit card account status must be consistent with the physical card. If the main card account status is abnormal and transactions cannot be performed, the virtual card cannot be traded as well.
2. After setting the card information, be sure to check your registered mobile phone number with the customer service staff to avoid not receiving card information text messages from the bank.
How to apply for CCB virtual credit card
CCB virtual credit card application process:
Operating environment:
Brand model: iPhone13
System version: iOS15.3.1
App version: v8.0.18
1. Enter the China Construction Bank WeChat official account.
2. Click "Credit Card".
3. Click "Application/Progress".
4. Click "Click here to apply now" below the credit card application.
5. In the credit card list, click "Online Application" next to the CCB Long Card e-payment card.
Virtual credit card, also known as: virtual VISA credit card, VISA virtual credit card, VISA virtual card, VISA international credit card, task card, game activation card, PayPal activation card, EB activation card and iOffer activation card, etc., is This product is launched for users who do not have an international credit card or are worried about the security of credit card payment and need to shop online abroad, activate various online accounts, recharge, etc.
1. The application is convenient and fast. When customers apply for this card, there are no complicated procedures and no long waiting. It can take at least a few minutes or more than ten minutes to get the card.
2. It is safe to use. This card is a non-overdraft credit card, and there is no risk of malicious overdraft due to submitting the credit card information to others. At the same time, customers can effectively avoid the leakage of private information when using this card. Let you use it freely without any worries.
3. This card is a standard VISA international credit card, including 16 digits, expiration date and 3 digits CSC/CVV2 code. Personal information such as name, phone number, address, etc. can be filled in according to customer needs during use.
4. The validity date (expiration date) of activation virtual credit cards is one to two years, which ensures the security of activated accounts (such as PayPal, EB, etc.). (Note: As we all know, PayPal and EB systems regard accounts with credit cards with an expiration date of less than six months as "high-risk accounts" and may restrict the use of such "high-risk accounts" at any time).
5. This card is a pre-deposit VISA international credit card. The card can apply for different amounts of US dollar credit between US$1 and US$500 according to customer needs.
6. This card is valid all over the world. You can shop and pay on any international online website, such as registering domain names, purchasing space, purchasing game points, and purchasing software on American websites. Because this card is a pre-deposited VISA international credit card, merchants will prefer this type of payment to ordinary physical credit cards because it has no credit security issues and merchants can receive payment 100%.
7. This card can perfectly support the activation of PayPal accounts, EB transaction accounts, game accounts, various tasks and other international network accounts, etc. This account can be PayPal, international EB, online games and other network accounts. It supports any of the countries. When you enter the step where you need to fill in a credit card during the activation process, this card will allow you to pass smoothly. The account activated with this card has exactly the same effect as if you activated it with an ordinary physical international credit card.
8. This card is issued by a regular bank that joins the VISA international organization and abides by the rules and regulations of the VISA international organization.
This ends the introduction on how to apply for a virtual credit card and how to apply for a virtual credit card. Have you found the information you need?