1. First, look at the impact of online loan liabilities on credit cards. At present, there are probably two kinds of online loans on the market, one with credit information and the other without credit information. Among them, online loans with credit information are generally the goods of financial institutions or financial enterprises, and their liabilities will be reflected in personal credit information reports, which will affect the handling of credit cards more or less. If you don't go to the credit, you can't see the inquiry, and it is generally not easy to endanger the credit card application.
2. Secondly, it is not a small amount to analyze the repayment ability of online loan liabilities. The key is to consider the repayment ability of the applicant. After all, credit cards are paid every month, depending on how much debt is paid in 50 thousand months. Generally, it is distinguished according to the loan term. The longer the loan term, the less the repayment amount. If it does not exceed 50% of the monthly income, there will be expectations.
3. Finally, if you want to master the card-handling skills, the online loan debt is 50,000. If you want to run a credit card, the key is to make financial institutions agree with their repayment ability. If the applicant can produce enough proof of funds, such as property and vehicle ownership certificates, large deposits of financial institutions, etc., so that financial institutions can see that they have strong economic strength as the backbone, of course, they will be willing to let you get stuck. In addition, you can try to change your thinking of opening a card, go to some commercial service banks with relatively loose thresholds, such as China Merchants Bank, Minsheng Bank and China Everbright Bank, seize the opportunity of adding water to apply for a credit card, and choose a credit card grade that is easy to handle. There is still a chance to approve the card.
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Online lending, mbth is Internet lending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.