Everyone knows that social security can only meet people's most basic security needs, and commercial medical security is an important means to increase medical security. For example, China Merchants Bank credit card Huizhong five-year hospitalization insurance can effectively supplement social security. Let's learn more about the protection content of this product. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!
what is the five-year hospitalization insurance coverage of China merchants bank credit card Huizhong?
The five-year hospitalization insurance provided by China Merchants Bank Credit Card Huizhong is applicable 24 hours a day all over the world. Its guarantee content is:?
1. If the insured suffers injury due to an accident and is hospitalized due to the accident within 18 days from the date of the accident, the insurance company will pay the insured double the daily hospitalization insurance premium for each day of hospitalization. Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! The top ten insurance companies in China rank
2. If the insured suffers from an accident and is hospitalized for the accident 18 days after the accident, the insurance company will pay the daily hospitalization insurance premium. ?
iii. if the insured is hospitalized due to the guaranteed diseases stipulated in this contract, the insurance company will pay the insured daily hospitalization insurance according to the actual hospitalization days.
it should be reminded that the payment of daily hospitalization insurance benefits should also meet the following requirements:
1. The maximum number of days to pay insurance benefits for each hospitalization is 18 days. During the insurance validity period of this contract, the maximum number of days of payment is 5 days. ?
2. When you apply for this insurance for the first time or discontinuously, the diseases and symptoms that occur for the first time after a waiting period of 6 days are guaranteed diseases. ?
3. The insured must be hospitalized within the validity period of this contract before it falls within the scope of contract protection. ?
4. If the insured is hospitalized due to accidental injury and insured disease at the same time, the insurance company will not pay the accumulated daily hospitalization insurance premium, but pay the higher amount of the two. ?
5. If the insured is hospitalized due to accidental injury or guaranteed disease and needs to be treated for physical injury or guaranteed disease other than accidental injury during hospitalization, the insurance company will only compensate for hospitalization caused by accidental injury or guaranteed disease.
Therefore, when you buy the five-year hospitalization insurance of China Merchants Bank Credit Card Huizhong, you should not only care about the coverage content, but also understand the insurance clauses. If you don't understand the clauses, you must ask in time.