Ordinary user's bank card cannot directly transfer 500,000 yuan, which is a large transfer. There is a single limit for bank card transfer, and you need to apply to the issuing bank. Transfer process: 1. Open the banking software and click Transfer and Remittance on the homepage.

2. Click on the payment limit. If it is less than 500,000 yuan, enter a single payment limit.

3. Return to the transfer and remittance page, enter 500,000 yuan, check the payee information, and switch to U shield payment in the authentication mode.