Don’t panic when you receive a letter from a lawyer. Check your credit card to see if the situation is true. It is usually caused by overdue repayment. If the situation is true, just pay it back immediately.

1. Application conditions for Guangfa Debit Card When opening a new RMB current savings account, fill in the "Guangfa Current Deposit Receipt" and "Guangdong Development Bank Wealth Management Card Application Form" and submit them together with your ID card. Counter staff. After confirmation, you can receive the GF Financial Access Card. The cash you open when you open an account is instantly credited to your account, interest is recorded instantly, and you can spend it immediately.

2. The same account can have a main card and an supplementary card. The usage limit and usage period of the supplementary card are determined by the main cardholder; a joint account can have multiple joint cards, and all of them are required for consumption and cash withdrawals. Co-branded card holders need to enter their password, which is especially suitable for customers such as families, shops, and small businesses who need to jointly manage their accounts.

3. Integrate current and fixed savings accounts in RMB, US dollars, Hong Kong dollars and other currencies into one card.

4. Cardholders can deposit money into their account in real time when depositing funds on the CRS of automatic deposit and withdrawal machines.

5. With the card, you can handle withdrawals, transfers, password changes, balance inquiries and other services at Guangfa Bank ATMs; you can also handle withdrawals, transfers, balance inquiries and other services at ATMs with the "UnionPay" logo .

6. Dial phone banking with your card number and password and follow the phone voice prompts. You can check the balance of each account in the card, check transaction details, fax statements, handle transfers and other services.

7. With the card, you can make purchases at POS machines with the "UnionPay" logo. With the Guangfa Licaitong Card, you can make purchases at nearly 3,000 special merchants networked with China Guangfa Bank across the country. You only need to enter the card password and do not need to show your ID card or signature.

Cardholders can set the trigger amount and minimum retention balance of the current account by themselves. When the current balance in the card reaches the trigger amount, the portion greater than the minimum retention amount will be converted into a fixed term. When there is insufficient current balance for consumption or cash withdrawal, the bank will automatically and immediately transfer the time deposit funds back to the current deposit account in units of 100 yuan for use in accordance with the customer's financial agreement and the principle of last-in-first-out or minimum interest loss. Current time deposits are funds that the cardholder can use at any time, but as long as the cardholder deposits the current deposit overdraft amount in the card at the end of business that day, the cardholder's time deposit will not be used, so that the cardholder's deposits will not be used. More income with minimal interest loss.