Credit card

Benefits of credit card:

1. Conducive to capital turnover;

2. You can spend urgently needed things in advance without asking friends Borrow money and owe favors;

3. It is a bank product, safe and reliable;

4. It is convenient and safe to swipe the card, and credit card points can be exchanged for gifts;

1. Failure to repay in time will affect your credit score;

2. After the interest-free repayment period, high interest will be charged, usually every day 0.5% interest;

3. If personal information is leaked, it will be stolen;

4. People with weak self-control will use credit cards to spend blindly and generate debt;

5. If you hold too many credit cards, it is easy to get confused about the card limit, and end up paying for the wrong card. Or misremembering the repayment time may result in default.