The following content is from Baidu Know.

ICBC Black and White Card is the nickname of ICBC Platinum MasterCard Credit Card by card friends. The card looks black and the peony in the middle is silver, like There is a Chinese cabbage, which is commonly called black and white cabbage.

First, because ICBC has a high degree of recognition for this card, going to the counter card machine to get the number is in the same category as wealth customers. A friend who used the new number machine said that the number plate taken out starts with D. , that is, a 7-star customer, which is obviously higher than the V number, so when you swipe the card to get the number, you will be ranked first, which is very convenient.

Secondly, it also delivers the only unlimited number of domestic banks to enjoy VIP services at global airports for free, the priority pass card, commonly known as PP card. Other banks either limit the number of times or require payment. ICBC The platinum card has a dedicated VIP lounge, and the priority pass has another VIP service area. I went to the official website of the priority pass to check it out. The annual fee for the unlimited PP card is $399, which translates to more than 3,000 RMB. The annual fee is NT$2,000, ICBC is really generous.

Thirdly, ICBC’s annual fee can be reduced or reduced by redeeming points. The points need to be 160,000. If the annual consumption exceeds 200,000, the annual fee can also be offset. Among the many platinum cards in China, ICBC seems to be the only one that can do this. There is an annual fee reduction service, but other banks force you to pay an annual fee. For example, Bank of China has a fee of 3,600 yuan, which is deducted directly when you open the card. Therefore, it is very well-founded that Black Cabbage is hailed as the best card in the universe by card friends.

Fourthly, the quota adjustment for the black and white cabbage is very strong. There are many people who adjust the quota from 50,000 to 500,000 or even 1 million. This is the difference between the gold card and the platinum card. Once you have the black and white cabbage, you only need to If you use the card well, the rewards are still very large. After all, ICBC’s reputation as the leading bank in China is not in vain!

Of course, as a high-quality tool of ICBC, there are certain thresholds for owning Baicai, which requires a contribution level of 6 stars and above. Originally, it was only available through system invitations, but now the threshold is gradually lowered at branches. You can apply directly, but the requirements are still very strict, the pass rate is not high, and some may not pass even if they have only one star rating, but the basic condition is to achieve 6 star contribution, and the rest will depend on the review of the card department.