Legal analysis: Credit card breaches generally will not be punished. However, if the perpetrator's behavior constitutes a crime of credit card fraud and needs to be held criminally responsible, he may be sentenced. Whoever commits credit card fraud and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan.

Legal basis: "Several Provisions of the Supreme People's Court on the Publication of Information on the List of Dishonest Persons Subject to Execution" Article 1 If the person subject to execution fails to perform the obligations specified in the effective legal document and has one of the following circumstances, the people's court shall The court should include them in the list of dishonest persons subject to execution and impose credit penalties on them in accordance with the law:

1. Those who have the ability to perform but refuse to perform the obligations specified in effective legal documents;

2. Obstructing or resisting execution by forging evidence, violence, threats, etc.;

3. Avoiding execution by false litigation, false arbitration, or by concealing or transferring property;

4. Violating the property reporting system;

5. Violating the consumption restriction order;

6. Refusing to perform the settlement agreement without justifiable reasons.

"Several Provisions of the Supreme People's Court on Restricting High Consumption and Related Consumption of Persons Subject to Execution" Article 3 If the person subject to execution is a natural person, after consumption restriction measures are taken, he shall not engage in the following high consumption and non-living and related consumption Consumption behaviors necessary for work: (1) When taking transportation, choose second-class or above cabins on airplanes, trains, and ships; (2) Make high-end purchases in star-rated hotels, hotels, nightclubs, golf courses and other places; (3) Purchasing real estate or newly built, expanded or high-end decorated houses; (4) leasing high-end office buildings, hotels, apartments and other places for office work; (5) purchasing vehicles that are not necessary for business; (6) traveling and vacationing; (7) children attending high-fee private schools ; (8) Paying high premiums to purchase insurance and financial products; (9) Taking all seats on G-EMU trains, first-class or above seats on other EMU trains, and other consumption behaviors that are not necessary for life and work.