Current location - Trademark Inquiry Complete Network - Overdue credit card - What should I do if my CITIC Bank credit card limit is used up?
What should I do if my CITIC Bank credit card limit is used up?

You can apply for a temporary quota. The main methods for applying for a temporary quota are:

To apply for online banking, log in to the corresponding bank's online banking, enter the quota inquiry page, enter your credit card number, and select Adjust Apply.

For telephone voice application, you can also call the corresponding bank customer service number, select the credit card category for manual service, and after verifying your identity through the card number or ID number, manually apply to adjust the credit card limit.

The main things to note are:

Temporary limit increases are valid for a period of time. If the limit is exceeded, the bank will automatically restore the card to the original limit. You can ask the corresponding customer service staff for details. .

When repaying the loan, the amount that exceeds the fixed limit after the temporary increase cannot enjoy the minimum repayment treatment.

Consumption after applying for a temporary limit increase cannot be applied for bill installment.

Remarks: Pay attention to the validity period of the temporary limit, maintain a good repayment record, and use it reasonably within the range of the increased temporary limit.