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Can I use ICBC's credit card for a loan?
Can I get a loan with an industrial and commercial credit card?

Of course.

1, installment amount: cash installment start amount 600 yuan.

2. Number of installments: Cardholders can apply for 3, 6, 9, 12, 18 and 24 cash installments, and can repay in full or in part in advance without extension.

3. Application channel: Cardholders can apply through outlets.

4. Card types that can handle cash installment.

ICBC credit cards (including dual-currency credit cards, multi-currency credit cards and RMB credit cards, excluding special products such as easy-to-borrow credit cards and business cards and other credit card products as otherwise agreed) are personal card master cards.

Extended data:

When handling cash installment, the cardholder is deemed to have applied for adjusting the credit limit at the same time, and has the right to decide whether to adjust the credit limit of the credit card according to the cardholder's credit status and the use of the credit limit. Whether the cardholder accepts the adjustment of the credit limit of his account by our bank or not, the cardholder has the responsibility to pay off the arrears that have occurred.

Cash installment business charges the cardholder a cash installment fee, which is charged according to the current installment business charging method.

If the cardholder cancels the credit card within the repayment period, the outstanding installment balance and the remaining unpaid handling fee in the successful cash installment business must be paid off in advance.