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Is it easy to get a bank loan?
Which bank loan is the easiest to approve?

Relatively speaking, bank loans such as ICBC, Agricultural Bank of China, China Construction Bank, Shanghai Pudong Development Bank and Bank of Communications are relatively easy to approve.

In addition, credit cards (debit cards) of some local commercial banks are relatively easy to approve. Bank of Guangzhou and Bank of Suzhou can operate and choose according to the characteristics of the card.

Relatively speaking, bank loans such as ICBC, Agricultural Bank of China, China Construction Bank, Shanghai Pudong Development Bank and Bank of Communications are relatively easy to approve.

In addition, credit cards (debit cards) of some local commercial banks are relatively easy to approve. Bank of Guangzhou and Bank of Suzhou can operate and choose according to the characteristics of the card.

Relatively speaking, bank loans such as ICBC, Agricultural Bank of China, China Construction Bank, Shanghai Pudong Development Bank and Bank of Communications are relatively easy to approve.

In addition, credit cards (debit cards) of some local commercial banks are relatively easy to approve. Bank of Guangzhou and Bank of Suzhou can operate and choose according to the characteristics of the card.

Relatively speaking, bank loans such as ICBC, Agricultural Bank of China, China Construction Bank, Shanghai Pudong Development Bank and Bank of Communications are relatively easy to approve.

In addition, credit cards (debit cards) of some local commercial banks are relatively easy to approve. Bank of Guangzhou and Bank of Suzhou can operate and choose according to the characteristics of the card.

Which bank loans are good for personal loans?

Banks that are easy to handle personal loans are: China Construction Bank, Industrial Bank, Agricultural Bank, China Merchants Bank, Industrial and Commercial Bank, Huaxia Bank, etc. As long as the loan conditions are met, the repayment ability is sufficient, and the credit is good, and the corresponding loan materials are submitted and applied according to the loan process, the probability of passing is relatively high.

Generally speaking, the materials required for an individual to borrow from a bank are as follows:

1, the applicant holds a valid ID card and household registration book;

2. Proof of marital status (valid ID card, household registration book and marriage certificate of the spouse are required for marriage);

3. Income certificate (the applicant's income certificate for half a year or local tax payment certificate);

4. Collateral (the sum of the loan amount and interest during the loan period cannot exceed the assessed value of collateral 1/2).

Which bank's loan is easy to pass?

Summarized some banks with easy loans, but it still depends on their own qualifications.

Bank of Communications

Enjoy loan and angel loan of Bank of Communications are two kinds of loans that are easy to apply for. As long as your credit information is good and you are a high-quality customer of Bank of Communications, this high-quality customer means that you have a credit card, a deposit and frequent and active business dealings with Bank of Communications, then it will be easier for you to apply for a loan and an angel loan.

Ping An Bank

Ping An Bank's new loan is relatively easy to apply for and the threshold is relatively low. As long as the borrower's monthly income exceeds 4,000 yuan and the borrower has worked in his own work unit for more than 6 months (including 6 months), he can apply for a new loan. The loan amount of this new loan ranges from 65,438+00,000 yuan to 500,000 yuan, and the loan period can also be freely chosen by the borrower. In fact, there are 12 months, 24 months, and the longest time is 48 months, and the release speed is relatively fast.

Shanghai Pudong Development Bank

Shanghai Pudong Development Bank launched a personal online consumer loan product. This product is Puyin Integral Loan. The fastest lending speed of this Puyin Integral Loan is within 5 minutes, and the maximum lending amount can reach 300,000 yuan. As for the application method of this Shanghai Pudong Development Bank, borrowers can apply directly through online banking, WeChat banking, mobile banking and other channels.

China Merchants Bank

E-loan of China Merchants Bank is relatively easy to apply for. This is a credit card loan. E, the loan interest rate is relatively low and the loan speed is also very fast. No information, no mortgage, just online application, and the application can be completed within 30 seconds at the earliest. The repayment time you choose is at least 3 months and the longest is 24 months.

Guangdong Development Bank

The e-second loan of Guangfa Bank is an Internet loan product. The amount of credit loan it can provide is 50 million to 300,000 yuan, which is repaid with the loan and bears interest on a daily basis.