Minions Gold Card is the gold card of Bank of China’s Despicable Me series of credit cards.

A successful account opening means a successful card opening. After you get the credit card, you must activate it first before you can swipe the card for consumption or cash withdrawal.

To ensure safe use, the initial status of the credit card is inactive. To prevent loss and theft, you should first sign on the back of your credit card and call the 24-hour service hotline to complete the credit card opening through the voice system or manual service.

Introduction to the functions of the Minions Gold Card:

1. Bank of China Despicable Me series credit card holders can purchase Minions peripheral products at the Bank of China Smart Shopping Mall and enjoy the following discounts : Zero interest in installments, zero handling fees, and zero shipping costs. Supports the redemption of Bank of China credit card points.

2. Bank of China Despicable Me series credit card UnionPay Gold Card cardholders can enjoy a 10% discount on handling fees when applying for installment payment.

3. Once you apply, you can get two UnionPay and JCB cards at the same time and enjoy domestic and overseas discounts.

4. The JCB brand is free of annual fees, the UnionPay brand is free of annual fees for the first year, and the following year is waived for five purchases.

Extended information

The difference between gold card and regular card

1. The application conditions for credit card regular card and gold card are different:

The regular card is the lowest level credit card issued by the card issuer. You can apply for it with proof of identity and employment. In addition to meeting the basic requirements for applying for a credit card, applying for a gold card also requires certain proof of assets.

2. The limit of a regular credit card and a gold card are different:

The limit of a regular credit card is generally 3,000 yuan to 10,000 yuan, while the limit of a gold card is generally 10,000 yuan to 50,000 yuan. .

3. The annual fees and benefits of regular credit card and gold card are different:

The annual fee of gold card is higher than that of regular credit card. Of course, gold card holders can also enjoy more rights and interests.

Reference source? Bank of China official website - Bank of China Despicable Me Series Credit Card Gold Card

Reference source? Bank of China official website - Frequently Asked Questions - Credit Card Application and Opening< /p>