You can view it in the WeChat card package. After receiving the car wash voucher, CITIC Bank will check it in its own WeChat "card package", and can bind the I car credit card consumption when choosing the top charging pile to pay. CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing. The major shareholder is China CITIC Company Limited.
What kind of credit card is CITIC Bank?
1, CITIC No.1 Platinum Credit Card
This is a magic card. Although the rights and interests have shrunk in the past two years, I am still qualified to be an entry-level platinum card. Compared with other platinum credit cards, the application threshold is lower, ordinary qualifications can be applied, and ordinary wage earners can also adopt early adopters. In terms of rights and interests, although it is a small platinum, there are still many rights and interests, such as 1 yuan airport parking, aircraft delay compensation, and online shopping double points.
2. CITIC Tencent Wangka Credit Card
CITIC Tencent Wangka Credit Card is a new card listed on 20 18, which triggered an application frenzy after the Spring Festival. For Tencent Wangka users, this credit card is the best. There are two versions of gold card and platinum card, free of annual fee, and the monthly rent of Dawang card is 12 months, and you can also enjoy other rights and interests of CITIC. If you are a game fan and a big fan of Tencent, you can consider this card. CITIC Tencent Wangka credit card, gold card and platinum card, these two major differences, tell you.
3. CITIC Owner Card
The car service rights provided by CITIC Owner Card are considerable. Unlimited road rescue, free car washing and 1 yuan airport parking are the basic configurations. The biggest advantage is that the cash back is high. The gold card, the elite edition and the distinguished edition return 8%, 10% and 15% respectively, which can save a lot of gas money for car owners.
4. CITIC Taobao Co-branded Card V Platinum Card
As an upgraded version of CITIC Taobao co-branded credit card, it is very popular with Taobao users. The main features are online transaction points, the highest accumulated points of Alipay express transaction 10 times, various repayment methods, medical service, travel guarantee and free flight delay insurance.
5. CITIC White Strip Co-branded Card
This is the first white credit card in JD.COM, and the number of applications is staggering. Although the biggest advantage of returning JD.COM's IOUs is not there, it is still worth having for users who often shop in JD.COM. Cumulative steel consumption can be deducted from cash consumption. 9 CITIC's special activities, such as sharing the exchange and enjoying 9 yuan, are also worth attending.
Do credit cards have any special rights?
Credit card is a kind of payment tool, and its special rights and interests are mainly different from platinum card.
Benefits of using a credit card:
You can enjoy an interest-free repayment period of 20-56 days by using a credit card (you can enjoy an interest-free repayment period of 50-56 days on the second day of the billing date). 56 days for Bank of Communications, 50 days for other banks and 48 days for investment promotion).
Credit card consumption can also be exchanged for goods, air miles and so on.
There is no such thing as cross-bank and off-site consumption of credit cards, which is the same in the whole country.
Buying a plane ticket with a credit card can enjoy aviation accident insurance ranging from 2 million to 5 million.
If you apply for a platinum credit card, there are more discounts. (You can enjoy free VIP room of high-speed rail, unlimited use of VIP room of global airport, unlimited use of Longteng card, 5 million aviation accident insurance, etc. When applying for Guangfa Bank Platinum Credit Card).
If you use a credit card to spend money abroad, if it is a double-label card of VISA or MasterCard, some banks can also waive the bill.
Exchange fee, etc.
Platinum generally enjoys special rights and interests, including: high aviation accident insurance, high travel accident insurance, airport VIP lounge, high-speed rail VIP lounge (GDB Platinum Credit Card only), 24-hour global platinum line, counter priority and other value-added services.
Please refer to the special offers of Platinum Cards of two banks:
Guangfa Platinum Credit Card can enjoy value-added services such as high-speed rail VIP room (currently not provided by other banks) and airport VIP room:
Green channel for medical treatment: you can enjoy VIP appointment registration service and medical guidance service three times a year in major cities in China free of charge, and give priority to the appointment of designated time and experts, accompanied by experienced guidance personnel to help complete the work of paying fees and taking medicines, so as to see a doctor easily.
Business VIP courtesy:
● Intimate VIP courtesy, quiet and comfortable exclusive space and convenient green passage.
1). airport VIP courtesy: exclusive lounge, agency procedures, boarding reminder, long-distance ferry, etc.
2). High-speed rail VIP courtesy: convenient location, close to the ticket gate, escorted by special personnel, priority boarding.
● You can enjoy the privileges of Guangfa's exclusive airport and high-speed rail VIP room unlimited times without making an appointment.
Free Longteng Card, 6 times (6 o'clock)/year Longteng Airport VIP lounge and 4 times (2 o'clock)/year Longteng high-speed rail VIP courtesy. Only 150 yuan/minute will be charged if the bonus points are exceeded.
Covering more than 200 major cities at home and abroad, such as Beijing, Shanghai, Guangzhou, Shenzhen, Hongkong, Tokyo and new york.
Tips:
1). VIP courtesy of the airport and high-speed rail is for personal use only. If you can take it with you, you need to pay: the escort fee for Guangfa exclusive airport/high-speed rail VIP room is subject to the quotation published on the spot; Longteng Airport/high-speed rail VIP room charge 150 yuan/point.
2) Due to the different conditions of VIP rooms in different places, the service items, service facilities and service processes that can be provided are also different. Please refer to the local actual service for details.
Multi-point gift (exclusive to Platinum Card): you can enjoy 3 times of points accumulation when you use Guangfa Platinum Credit Card to spend on business trips or overseas merchants.
High travel accident insurance: 5 million yuan of travel accident insurance is attached with the card, which can also benefit your family, so that you and your family can enjoy intimate protection every time you travel.
Self-service installment exclusive three-phase fee discount: within one year from the date of issuing the card, you can enjoy three-phase fee reduction through self-service channels such as mobile banking, online banking, voice system, SMS and WeChat banking. (Click to view details, various bills, installment financing funds)
Note: the time of self-service staging should be before 20 15 12 3 1.
Emergency car calling service: If you need a car for business or holiday, just call the service hotline, and we will arrange a car for you to use, and you can enjoy preferential prices.
Global preferential merchants: Global preferential merchants enjoy VIP privileges, exclusive privileges and discounts of top merchants such as five-star hotels, high-end restaurants and luxury brands.
Global travel support service: When you encounter difficulties when traveling or on business, you can call the 24-hour global emergency support service hotline at any time and enjoy a number of emergency support services, including: emergency card replacement, emergency cash advance, translation service, luggage loss assistance service, etc.
International Personal Assistant: When you or your family are abroad, you can call the 24-hour Platinum Service Hotline at any time to provide intimate services such as restaurant reservation, hotel reservation and medical treatment according to your needs.
VIP service line: 24-hour VIP service, with exclusive secretarial services provided by experienced service experts.
Exclusive fee waiver: you can enjoy a number of fee waivers, such as domestic consumption list reading fee, foreign payment voucher reading fee, over-limit fee, etc.
Counter priority service: You can enjoy VIP priority service at the outlets where our bank opens VIP service windows, and give priority to various businesses.
Integral mall commodity exchange discount: All commodities in integral mall Platinum Zone of Guangfa Bank can enjoy a 15% discount, which will make your points appreciate faster.
Automatic RMB settlement for global transactions: the function of "RMB World Link" will be automatically opened for you, and all overseas international transactions will be automatically converted into RMB transactions. You only need to repay directly in RMB through the RMB repayment channel, which will save you the formalities of purchasing foreign exchange and save money.
Free trade security: You can use your card to protect your own security. When your card is lost, stolen, forged or the card information is leaked, we will provide compensation guarantee whether it is paid by password or not. There is also a free transaction reminder message to keep you abreast of changes in your account.
Owner-specific Platinum Credit Card Service:
Refueling cash back is under control: you can enjoy generous cash back by swiping your card to refuel. The monthly refund ratio of the amount below 1 000 yuan (inclusive) is 10%, 1 006,5438+0 yuan to 2000 yuan (inclusive) is 3% and 200/kloc. Up to 1560 yuan per year!
Road rescue: Enjoy unlimited road rescue throughout the year, and provide free trailer, oil delivery, quick repair and other rescue services within 100 km, and provide free local accommodation arrangement or scooter pick-up service when necessary.
Safe and intimate drunk driving: a new upgrade of Guangfa Credit Card drunk driving service. Log in and download the e-driver client, and register your mobile phone number to make a reservation easily. E road is safe and considerate, and you can enjoy six free drunk driving services a year.
High insurance is safe and worry-free: the driver's personal safety accident insurance with a maximum of 500,000 yuan is attached with the card, which is exclusive and intimate.
Exclusive service of Platinum Credit Card for business travel:
Business VIP courtesy
● Intimate VIP courtesy, quiet and comfortable exclusive space and convenient green passage.
1). airport VIP courtesy: exclusive lounge, agency procedures, boarding reminder, long-distance ferry, etc.
2). High-speed rail VIP courtesy: convenient location, close to the ticket gate, escorted by special personnel, priority boarding.
● You can enjoy the privileges of Guangfa's exclusive airport and high-speed rail VIP room unlimited times without making an appointment.
Free Longteng card, unlimited free access to Longteng Airport and VIP privileges of high-speed rail.
Covering more than 200 major cities at home and abroad, such as Beijing, Shanghai, Guangzhou, Shenzhen, Hongkong, Tokyo and new york.
Tips:
1). VIP courtesy of the airport and high-speed rail is for personal use only. If you can take it with you, you need to pay: the escort fee for Guangfa exclusive airport/high-speed rail VIP room is subject to the quotation published on the spot; Longteng Airport/high-speed rail VIP room charge 150 yuan/point.
2) Due to the different conditions of VIP rooms in different places, the service items, service facilities and service processes that can be provided are also different. Please refer to the local actual service for details.
More consumption appreciation: enjoy rich consumption feedback and accumulate points faster. Redeem your favorite gift. Domestic consumption enjoys 2 times points, and consumption abroad enjoys 5 times points. (From February, 2065438+2003 1 day, the upper limit of multiple points in the monthly points of business travel platinum card is adjusted to 1 10,000, and the excess part does not enjoy multiple points. )
Mileage redemption and overflight enjoyment: Your consumption points can be redeemed for multiple airline miles, and you can enjoy the exclusive discount of redemption 1 mileage for every 20 points.
Golf Platinum Credit Card Exclusive Service
Free green playing: select many golf courses in China and enjoy free green playing service during unlimited holidays, so that you can release your pressure, swing freely in the sun, green grass, beach and forest and enjoy a comfortable life!
Wonderful free practice time: select many high-quality golf driving ranges in Beijing, Shanghai, Guangzhou, Shenzhen, Hangzhou and other cities, enjoy free practice services during unlimited holidays, and share a happy life of golf with your partner.
Wonderful activities: CGB Platinum Credit Card Customer Golf Friendship Tournament is held from time to time. You can sign up for tournaments and get to know more elites.
Preferential booking status symbol: Enjoy domestic and international golf club booking service, enjoy VIP discount and preferential treatment.
For specific service details, please call 95508 or refer to the user manual.
Within the scope permitted by law, Guangfa Bank can adjust the specific service contents and detailed rules according to the provisions of national laws and regulations and the actual situation.
Citic I Platinum Card (annual fee policy: annual fee is reduced in the first year, and annual fee is reduced in the second year (including cash withdrawal) 12 times);
Income of the main card applicant:
Pre-tax monthly salary of more than 5000 yuan, it is recommended to apply. I Platinum is exempt from the annual fee for the first year in 480 yuan, and the annual fee for the next year is exempted by swiping the card (including cash withdrawal) 12 times in the billing year. (The annual fee cycle starts from the card approval date)
Reference conditions for rapid application:
1, aged 25-35;
2. Our bank has no platinum card customers;
3. Holding a credit card of another bank for more than 65,438+0,000 (inclusive).
Tips: The above conditions are for reference only, subject to the final approval result of CITIC Bank.
150,000 aviation accident insurance
As long as you pay the air ticket with CITIC Platinum Credit Card or pay 80% or more of the tour fare, you can get high aviation accident insurance for free. Your insurance coverage is as high as 654.38 yuan+050,000 yuan! Your spouse and children traveling with you can also enjoy high insurance of up to 7.5 million yuan and 65,438+10,000 yuan, and the whole family can enjoy protection.
1 10,000 yuan accidental hospitalization medical insurance
To provide you with the unique accidental hospitalization medical insurance service in China. If there is an accident, you can get emergency assistance. If you stay in the nearest network hospital, you can get medical insurance up to 65,438 yuan+00,000 yuan for accidental hospitalization. Network hospitals cover more than 30 provinces and cities in China, with more than 260 hospitals.
CITIC Platinum VIP Line
Set up a 24-hour global platinum VIP line, and arrange senior service commissioners to provide you with friendly services in multiple languages. Just dial the Platinum VIP line, you can invite and book all kinds of exclusive services of CITIC Credit Card and get all kinds of help about the use of credit cards.
CITIC Platinum VIP Line 40060-95558 or (0755)8238-07 10.
How to charge the annual credit card fee for CITIC car owners? This is the time for deduction.
Annual fee standard 200 yuan/year.
Only new customers (that is, customers who have never held CITIC credit cards or cancelled them for more than 180 days) can be exempted from the annual fee for the first year if they successfully bid (swipe their cards or withdraw cash once in the month when the cards are opened).
The standard owner's card can be exempted from the annual fee for the next year by swiping 5.
Extended data:
Precautions:
1. If more than one Zhang Zhongxin owner's credit card product is handled under the customer's name, only the car card with the highest refundable amount held by the customer in the current month will be returned. If the refundable amounts of multiple cards are consistent, the first card recorded by the system will be refunded. That is, multiple cards are only returned to 1 card, and the refund is not accumulated repeatedly;
2. During the activity, car wash services will be given in the order that meets the trading standards, with a total amount of 6,000 times/month, while stocks last. If multiple owners' cards are handled under the customer's name and the transaction conditions are met, only the card that has reached the bid first and has a large number of times will be effectively participated, and other cards will not be enjoyed repeatedly.
3. The standard owner credit card of CITIC Bank does not accumulate consumption points, and the "point transaction" described in the activity participation conditions is only used for statistics according to the point transaction rules.
4. New customers are exempt from the annual fee in the first year, that is, customers who have never applied for CITIC credit cards or have sold their cards for more than 65,438+080 days are exempt from the annual fee in the first year. The standard owner's card can be exempted from the annual fee for the next year by swiping 5.
5. For more terms and conditions, please visit the official website of CITIC Bank Credit Card Center.
China CITIC Bank-Standard Owner Credit Card Application
So much for the introduction of CITIC Credit Card Car Wash.