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What is the process after the credit card court case is concluded?

After the court judgment has been fulfilled, you need to contact the plaintiff and ask them to notify the judge that the judgment has been fulfilled, and you must also prepare proof of fulfillment of the judgment, such as a loan settlement certificate issued by the bank or a bank statement for the transfer. , go to the court to complete the case closing procedures. If you want to know more about being sued for an overdue credit card and the process after executing the judgment, you can consult a professional lawyer.

1. If you are sued for an overdue credit card, the process after the judgment is executed 1. After the court judgment has been fulfilled, you need to contact the plaintiff to let them notify the judge that the judgment has been fulfilled, and you must also prepare the certificate for fulfilling the judgment. , such as the loan settlement certificate issued by the bank or the bank statement of the transfer, go to the court to complete the case closing procedures. 2. If there has been a freeze of property or a record of breach of trust before, it must be lifted as soon as possible after the case is closed, otherwise it will cause great inconvenience to normal life in the future. If there is anything you still don’t understand, you can privately chat with a lawyer for consultation

2. If the credit card cannot be paid for a while, will it have any impact on the family? The impact of an overdue credit card on the family needs to be judged based on the specific situation. 1. Under normal circumstances, if the credit card is not paid, it will not affect our family. This is something we can rest assured because our credit card is for our personal use. Even if the credit card is overdue, the bank will not let us use it. It is against the law for family members to bear the debt related to our credit cards. 2. However, if the credit card is not paid, we will face debt collection from the bank. During the debt collection process, the bank may notify our family members. This will disturb our normal life, especially in the later stages of collection, this situation will be more serious and will have a serious impact on our lives. 3. If the bank's debt collection obviously violates relevant laws and regulations, we can file a complaint, because illegal debt collection is definitely not allowed by law.

3. Can the bank collect debts if there is no money to repay the credit card? Financial institutions, as creditors, can recover debts through collections. Financial institutions mainly engage in the following collection behaviors: 1. Making phone calls. The bank will respond to the overdue behavior of the cardholder. Generally, it will send text messages to remind the cardholder when the cardholder is overdue for 3-15 days. 2. Telephone collection. The bank will make phone calls to remind repayments for overdue behaviors that are more than 30 days and more than one billing cycle. 3. Door-to-door collection. For overdue behavior of more than 90 days, the bank will arrange collection personnel to go to the cardholder's residential address or work address to demand repayment. 4. Prosecution in court. The bank will apply to the court for prosecution if the card is overdue for more than six months and require the cardholder to sue for repayment. 5. Outsourcing collection. Banks mainly deal with overdue behaviors of more than one year, packaging and discounting overdue funds to outsourced collection companies, and debt collection for overdue debts.