Legal analysis: The crime of obstructing credit card management refers to the act of violating national credit card management regulations, obstructing the state's management activities of credit cards, disrupting the order of credit card management during the issuance and use of credit cards, and thus obstructing the management of credit cards. The objective aspect of the crime of credit card management is to hold and transport a large number of counterfeit credit cards, forged blank credit cards, or illegally hold a large number of other people's credit cards, or use false identity certificates to fraudulently obtain credit cards. Therefore, there should be strict identification and punishment for this crime.

Legal basis: Article 177 of the Criminal Law of the People's Republic of China and the People's Republic of China. The crime of obstructing credit card management refers to violation of national credit card management regulations, during the issuance and use of credit cards, etc. Acts that hinder the state's management activities on credit cards and undermine the order of credit card management. Specific acts include:

(1) Knowingly holding and transporting counterfeit credit cards, or knowingly holding and transporting blank credit cards in large quantities;

(2) Illegally holding other people’s credit cards in large quantities;

(3) Using false identity certificates to fraudulently obtain credit cards;

(4) Selling, purchasing, or Others provide forged credit cards or credit cards obtained fraudulently with false identification.