Credit card installment payment refers to the process that when the cardholder uses the credit card to make a large amount of consumption, the bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and then the cardholder repays the money to the bank in installments and pays the handling fee. The number of periods is one month, and the period of 12 is 12 months, so the period of the first period is 30 days.
Shopping malls are generally free in three stages. The rates for Stage 6 and Stage 12 vary from bank to bank. As long as the goods are sold normally in shopping malls, they can generally be paid by installments. In many cases, cardholders can also bundle multiple items together to settle accounts, and then pay in installments.
Extended data:
Suning.cn is a new generation of B2C online shopping platform under Suning.cn Group Co., Ltd., which has covered many categories such as traditional household appliances, 3C appliances and daily necessities. 20 1 1, Suning.cn strengthened the synchronous development of virtual network and physical storefront, and continuously increased the network market share.
Suning.cn is a brand-new website platform jointly developed by Suning Shangyun, a comprehensive platform for purchasing, logistics and after-sales service, and IBM, a leading partner in the industry.
Without the support of physical stores, the virtual economy is difficult to develop. The advantage of Suning B2C is that it can combine the real economy and the virtual economy for common development.
Coverage of warehouses and services in Suning.cn: Shenzhen. Among them, four warehouses in Nanjing, Beijing, Shanghai and Guangzhou provide nationwide delivery services, while four warehouses in Shenyang, Chengdu, Wuhan and Xi 'an provide delivery services in Northeast China, Southwest China, Central China and Northwest China, Hangzhou provides delivery services in Zhejiang Province and Shenzhen provides services in the same city.
References:
Credit card installment-Baidu Encyclopedia