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What is a CITIC Bank card?

CITIC Bank cards are divided into debit cards and credit cards.

CITIC Bank debit card is called a savings card, which can be used for deposits, card purchases, transfers, remittances, bill payments, purchasing financial products, etc.

CITIC Credit Card is also a type of bank card. With a credit card, you consume first and then repay. That is, the user's credit card has an overdraft limit, which can be used to consume in advance and repay on time on the repayment date.

Debit cards can earn deposit interest when making deposits, while credit cards do not have deposit interest. The annual fees of the two cards are also different. Debit cards usually have annual fees of about 10 yuan, and credit cards have annual fees of more than 50 yuan.