What should I do if the Meituan credit card is not used?
Everyone knows that Meituan Credit Card is not a fixed annual fee, but it will be deducted as long as it is not swiped enough times. If the deducted money can be repaid in time, I am afraid that forgetting the overdue repayment will directly affect the credit. The key is not to say that you can restore your credit by paying it back.
Moreover, for credit cards that have not been traded for a long time, banks will think that there is no demand for swiping cards, and may take measures to reduce the amount of swiping cards. After all, it is a waste to use too much credit line, and it is even possible to take transaction control to prevent the card from being used again. The key point is that the credit card is accidentally lost and there is a danger of being stolen.
Therefore, if you decide not to use Meituan Credit Card, you should handle it as soon as possible. In fact, you should cancel your credit card, but you should consider whether to cancel your card or cancel your account. Generally, there are other credit cards in this bank under the name of card cancellation. Only using Meituan Credit Card to return the card will not affect the normal use of other credit cards. Closing an account means canceling all credit cards in this bank.