Passbook is also a basic bank account. It can be used for deposit, withdrawal, transfer and remittance. Can be used to open some electronic services. It is also impossible to overdraw. The account details are clear, but it's not convenient. You can't help yourself. You must go to the window to queue up.
3.
Credit card, also known as debit card. Does not belong to the basic bank account, supports credit card consumption, and can be overdrawn (first consumption, then repayment. There is a certain interest-free period. )。 But transfer and cash withdrawal are not supported. If you must do this, you must go to the bank window and charge a handling fee. Just remember to pay back on time, otherwise it will affect the credit.