Everbright Bank bought a little yellow duck Meng Tong theme card with a little yellow duck from MengMeng on it, which is very cute. Little yellow duck credit card, like all credit cards, will have a fixed fee, which is what we often call the annual fee. Then, how much is the annual fee for this credit card? Let's take a look together. Little Yellow Duck Theme Credit Card is a Unionpay single-currency gold card, which not only has the basic financial functions of China Everbright Bank Credit Card, but also provides cardholders with travel accident insurance with the maximum insured amount of 1 10,000 yuan, and enjoys a 15% discount on VIP consumption in brand clothing and boutiques in Chinese mainland, which is very good. Regarding my application for annual fee, as a UnionPay single-currency gold card, the annual fee standard of this card is the same as that of other gold cards of Everbright. The annual fee for the main card is 200 yuan/card/year, and that for the auxiliary card is 80 yuan/card/year. In addition, the annual fee for handling cards is free in the first year, and the annual fee for the following year can be reduced if you consume three cards in that year or spend more than 2,000 yuan. It should be noted that the annual fee charged by Everbright Credit Card is not necessarily the end of the year. Under normal circumstances, the annual credit card fee cycle is calculated annually from the month when the credit card is issued. For example, as long as the card approved in February 20 16 meets the conditions of annual fee exemption before February 20 17, the annual fee is generally charged in February 20 17. In other words, 1 1 month later (including the current month) is no problem. In other words, the annual credit card fee is not necessarily collected at the end of the year, but according to the date of issuance of the credit card. Therefore, when you apply for a light yellow duck credit card, you must remember its date of issuance, and then swipe your card three times a month before the next year's date of issuance, so that the annual fee will not be deducted.