I believe most people have used the Agricultural Bank of China credit card. Everyone uses the Agricultural Bank of China credit card to make purchases. If you cannot pay off the debt before the repayment date, you can apply for bill installment, which can alleviate the repayment pressure. Of course, apply for bill installment Conditions need to be met, so what are the conditions for applying for Agricultural Bank of China credit card bill installment?

What are the conditions for applying for Agricultural Bank of China credit card bill installment?

Bill installment requires the main card application. The card status is normal. The minimum amount of a single bill transaction in RMB is 500 yuan. The minimum amount of a single bill transaction in foreign currency is 50 US dollars or euros. The maximum amount does not exceed the new consumption in the current bill. The total transaction amount does not exceed the permanent limit of the account. The application time is from the day after the billing date to the end of business on the due repayment date. The details are subject to the review of the Agricultural Bank of China system.

Agricultural Bank of China credit card bill installments can be applied for through the Agricultural Bank of China Credit Card WeChat official account, personal online banking, personal mobile banking APP, credit card customer service hotline and other channels.

Of course, Agricultural Bank of China credit card bill installments can be repaid in advance. The time you can apply for early repayment is from the day the installment application is successful to before the second-to-last installment bill is generated. It should be noted that after the credit card early repayment application is successful, the installment fee that has been recorded will not be refunded.

Although bill installments can alleviate the pressure of repayment, cardholders should not apply for installments frequently. Frequently applying for installments will be considered by the bank as having problems with their repayment ability, and there is a risk of overdue, which will lead to a reduction in the credit card limit or Block the card directly.