This is determined according to the card issuing time when you apply for the card, and the debit date of each card is different. It is recommended to call the customer service phone on the back of the card for consultation.

If the visa card is in US dollars, it can be converted into RMB at the exchange rate, and then the cardholder will repay it in RMB according to the calculation result of the issuing bank;

You can also apply for individual purchase of foreign exchange for repayment. The cardholder only needs to call the issuing bank center to inform the credit card that foreign currency consumption needs to be purchased. Before purchasing foreign exchange, credit cards need to deposit enough RMB. Bank staff will purchase foreign exchange according to the exchange rate of the day, usually the next working day.