2. Inquiry of the credit information system: You can inquire about your personal credit card by applying for registration online with your personal ID number and inquiring about your personal credit information report;
3. Bank outlet inquiry: You can bring your personal ID card to the Personal Credit Information Management Office of the People's Bank of China to inquire about your personal credit card with the help of the staff.
The above is how to check whether there is credit card related content in your name.
How to use a credit card
1, moderate use: credit card payment after shopping, users do not need to pre-store, they can directly go to large shopping malls, cinemas and other places to pay by credit card;
2. Repayment on time: After the customer uses the credit card to cause the credit card bill, he needs to repay it before the expiration of the repayment period next month, and can choose to repay it by installments;
3. Pay attention to special offers: credit cards will regularly publish special offers, and customers can receive special offers;
4. Redemption of points: Credit card points can be redeemed for corresponding gifts.
How to transfer the money from the credit card to the savings card?
Users only need to apply for a savings card with the same name at the credit card issuing bank, and they can directly transfer the credit card money to the savings card, but users should pay attention to the fact that a certain handling fee will be charged. If the user transfers the money stored in the credit card to the savings card, it is equivalent to getting back the money overpaid by the credit card, and the bank will deduct the service fee; If the credit card overdraft amount is transferred to the savings card, which is equivalent to the credit card overdraft cash withdrawal, the bank will continue to deduct the daily interest of 0.5% from the date of transfer.
How to repay the credit card
Users can choose their own personal way to repay, and the simpler way is to automatically deduct the payment from the repayment account. On the repayment date, the credit card will deduct the corresponding account from the associated repayment account, but the user must ensure that the repayment account has sufficient assets. Users can also take a credit card to the bank service desk to repay the loan, or repay the loan through an ATM machine. This article is mainly about how to check whether there are knowledge points about credit cards under your name. The content is for reference only.