1。 As long as you have a record of regular consumption and timely repayment, the bank will increase your quota as appropriate. Under normal circumstances, the bank will check whether your consumption is fake, but in fact, even if the bank has great skills, it is difficult to find out whether it is true or not. Generally, after the merchants who make false consumption are discovered by banks, customers who have spent there will be suspected of cashing out, but this is only a "general situation". In fact, many times banks can't tell who really has spending power, who has good repayment habits and those people.

The bank will examine your salary. If your income is stable and increases, the amount will increase.

Of course, just like fake consumption, it is difficult for banks to distinguish fake payslips from running records. For example, if you ask your friend's company to deposit a large sum of money into your salary card every month in the name of paying wages, and then return the cash to your friend, it is difficult for the bank to find out, so it is difficult to tell whether those people really earn high or pretend to be high.

3. Get a credit card and quit. If your company is paid by that bank, it will know and track your current income. If he knows that your income is not as good as before after you leave, he may lower your quota or freeze your card.