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UBS Credit Card Application Process

How much does it cost to apply for a Swiss bank card?

5000 US dollars/Euros/Francs.

1. Individuals can open Swiss bank accounts. The first way is to go to a Swiss bank and apply to the bank to open an account. However, it is not very convenient for most customers to open an account in the past. In the past, the fee for opening an account in Switzerland was lower, but the overall cost was higher than that done at an authorized bank in China.

2. Swiss bank account opening process:

(1). Provide the information required for account opening (2). Sign the entrustment agreement (3). Pay the account opening fee (4). Fill in Information (KYC form) (5). Bank preliminary review (6). Domestic interview (7). Bank account withdrawal within 3 days (8). Handover account password letter and other documents.

3. Note: Since the bank requires that the account must be activated after the application is completed, the customer must pay 5,000 US dollars/euro/franc in any currency to the bank after passing the initial review. Another thing to note is that banks refuse to open accounts for Americans or American companies.

What should you pay attention to when opening a Swiss bank account?

1) If the nationality of the shareholder or director who opens the account is a high-risk, war-torn area or country, the account opening may be rejected by the Swiss bank;

2) Handling Swiss bank accounts The company's shareholders or directors must attend the account opening site;

3) When opening a Swiss bank account, customers need to pay attention to the bank's operating procedures or acceptance levels. Some banks do not accept back-to-back letters of credit;

< p>4) After the Swiss bank account is successfully opened, the bank account needs to be activated within one month or a transaction record is required, otherwise the bank account may be automatically canceled, and it is recommended that the customer's bank account balance should not be less than 50,000 yuan;

5) If the Swiss bank account is a company account, you need to consider the accounting connection with the agent after opening the bank account, and it is recommended to keep the bank monthly statements and water bills as well as the company's various expense bills for The need for reconciliation.

How to apply for a Swiss bank card, Chinese people can also apply for it

Conditions for individuals to apply for a Swiss bank card

All people in Switzerland hold a residence permit B (ResidencePermitB). The minimum deposit required to open an account is 5,000 Swiss francs, and the residence permit is valid within 5 months. After opening the account, 500 Swiss francs will be frozen. If the student leaves Switzerland and continues to use this account, he must have 100,000 Swiss francs on the account. Otherwise, the account must be canceled and the bank will refund the CHF 500 deposit. No matter which country you are from, if you hold a Swiss permanent residence permit C, you have the same conditions for opening an account as a Swiss.

Can UBS China Ltd. guarantee the application of a credit card?

Having a third-party guarantee is not a necessary condition for applying for a credit card, but can be a reference condition, because applying for a credit card requires the bank to pay attention to the applicant in many aspects Information is reviewed.

The most important condition for applying for a credit card is to have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide other financial documents, it will be more helpful to you personally. Understand the situation and determine the credit limit. Detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required), military personnel need to provide a copy of the military ID card;

2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or the original has been verified by the promoter A copy of the work permit/plate with the mark;

3. Proof of financial resources: it can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank time deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

UBS Credit Card Application Progress

After applying for a credit card, you can check the application progress in three ways:

The first way: log in to the bank’s credit card center website and enter yourself Please provide your ID number and reserved mobile phone verification code to check the application progress.

Second: Call the bank’s credit card customer service hotline and follow the voice prompts or directly contact a manual service to check the accuracy of your credit card application.

Third method: Follow the bank’s WeChat official account through WeChat and check the card application progress according to the options.

Generally, the bank’s review time is 15 working days.

How much is the minimum cost to open a Swiss bank account

For ordinary people, there are two situations. One situation is people who have obtained Swiss residence qualifications or have settled permanently in Switzerland. For this type of people, they only need 30,000 yuan to open an account in a Swiss bank.

For some ordinary people who do not have residence qualifications, the price is a bit more expensive. Under normal circumstances, this type of person needs about 600,000 yuan in assets to open an account in a Swiss bank.

Extended information:

UBS Group’s business mainly includes three major parts: wealth management, investment banking and securities and asset management.

1. Wealth Management

In terms of wealth management, UBS is the world's leading wealth management institution. The group has more than 140 years of wealth management experience and a vast global network; in the United States, UBS is one of the largest private banks.

UBS’s wealth management business mainly provides high-end customers with customized and comprehensive services, covering asset management, estate planning, corporate financing consulting and art investment services.

2. Investment Banking

In terms of investment banking and securities, UBS is firmly in a leading position in equities, equity-linked and equity derivatives (including primary and secondary markets), and is one of the leading banks in various industries. It has long been at the forefront of major industry rankings.

In terms of fixed income, UBS is far ahead in the industry. In terms of foreign exchange business, UBS ranks among the best in many major industry rankings around the world. In its investment banking business, UBS provides advisory services and execution capabilities to corporate clients around the world. All of its operations are customer-focused, providing innovative products, high-quality research and access to global capital markets.

3. Asset Management

At the same time, UBS is the leading asset management institution, providing a variety of traditional and alternative investment management solutions to financial intermediaries and institutional investors around the world.

UBS won the 2005 Excellence in Investment Award in the global equity category of Global Investor Magazine; was jointly named the best fund management company in Hong Kong in the past five years by the South China Morning Post and Standard & Poor's; and won the 2005 Annual Lipper Best Fund Award in Hong Kong, Japan and Switzerland.

Baidu Encyclopedia - UBS (China) Co., Ltd.

That’s it for the introduction of UBS credit card application.