No, any day is fine as long as it does not exceed the final repayment time. You don't have to wait until the repayment date to repay.

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The due repayment date of credit card, also known as the final repayment date, refers to the latest date when the credit card issuing bank requires the cardholder to return the payable amount. In other words, after the issuing bank issues the bill, you should pay off all the expenses you have consumed before the due repayment date.

In fact, the due repayment date is the last day of the interest-free repayment period. Before this, the repayment is interest-free, and interest and late fees will be charged if it is overdue.

If you really don't have enough money to repay in full on the due date, please choose the minimum repayment amount of the credit card. If you repay in this way, you only need to return 10% of the total cost each time, so that although there is no interest-free repayment period, you can avoid personal credit damage.

If you fail to repay in full before the due repayment date and do not choose the minimum repayment amount of the credit card, you will be punished as follows:

1.

All consumption funds will no longer enjoy interest-free repayment, and the bank will calculate interest on a daily basis with the consumption amount as the principal, with a daily interest rate of five ten thousandths and compound interest on a monthly basis;

2.

Received a phone call or letter from the bank;

3.

Freezing your account and feeding back your arrears records to the People's Bank of China for your credit file will affect your personal credit.