These are two different businesses, and you can't transfer money directly, but your debit card is rich, and the credit card (also called credit card) you applied for is higher.

Savings cards are debit cards and credit cards are debit cards. The difference between debit card and credit card is:

1, with different origins: debit cards developed from bank deposit accounts, while credit cards developed from the concept of overdraft consumption.

2. Different functions: debit card deposits cannot be overdrawn with interest, and credit card deposits can be overdrawn without interest.

3. The nature of business is different: debit cards use their own money, and credit cards use bank money.

4. The profit models of banks are different: debit card banks mainly earn deposit spreads; Credit card banks mainly earn overdraft interest and handling fees.

Pay attention to when handling credit cards:

1. Fill in the personal guarantee information clearly;

2. The applicant unit and the guarantor unit must be stamped with the official seal of the unit;

3. The guarantor must be at least 25 years old, and the guarantor must hold a valid personal identification and have a stable source of income;

4. Husband and wife cannot guarantee each other;

5. Copies of the ID cards of the applicant and the guarantor must be pasted in the "valid certificate office" of the application form;

7. The applicant and the guarantor must sign the application form in the form of unit guarantee, and must have a copy of the business license of the applicant's unit, the signature of the legal person and a copy of the bank statement of the unit in the past three months.