if you spend 3, yuan, you can apply for the installment. Consumption installment can be applied during the period from consumption to two days before the bill date. You can choose 3, 6, 12, 18 and 24 installments (one installment per month), and the corresponding handling fees are .7%, .6%, .6%, .6% and .6% respectively. (Monthly handling fee = total installment amount * handling fee rate). After the application is successful, you can repay the bill in full every month and enjoy the interest-free treatment. The monthly installment fee is 3,× .6% = 18 yuan, and the monthly installment principal is 3, ÷ 12 = 2,5. 12 months * * * The repayment is 3,+18× 12 = 32,16

If cash is needed, cash installment can be handled. Cash installment refers to the business that the cardholder applies to CCB to withdraw a small amount of money with his Dragon Card and repays it in several installments. After approval, CCB will transfer the funds to the cardholder's collection account, and the cardholder will repay it monthly within the agreed time limit and pay a certain fee. This business can be applied in CCB online banking, Shanrong business, mobile banking and other channels. The maximum amount of cash installment application shall not exceed the available credit limit of the cardholder and the accumulated amount shall not exceed RMB 5,. After you apply, CCB will independently review the application for cash installment and decide whether to grant the installment amount and amount. You can freely choose 3, 6, 12, 18 and 24 installments for cash installment, and the corresponding benchmark rates are .81%, .75%, .75% and .75% respectively (Note: monthly handling fee = total installment amount * handling fee rate, which will be recorded and collected on schedule on each billing day after installment. There is a 3% discount for applying for cash installment fee before the end of the year. After the application is successful, the cash installment amount will be immediately transferred to your savings card, and you can take it out on the spot, and then repay it in installments every month. Monthly repayment after successful application: 3,× .53%+3, ÷ 12 = 159+2,5 = 2,659, and 3,+159× 12 = 31,98 after 12 months.