Borrowing Hua Le is a product of Shanghai Weixin Huizhi Financial Technology Co., Ltd., with a quota of 500-30000 and a monthly interest rate as low as 0.5%. Only one new account can be created, such as credit card loan and Doudou money, and it is impossible not to repay. At present, only the southern part of China can carry out loan business. The platform has just been launched, and its business scope has not been extended to the whole country.

Guide to the operation of loan process of borrowing Lehua

Application channel for borrowing music flowers: WeChat pays attention to borrowing music flowers.

Application conditions for borrowing flowers: the amount of ant flowers is > 0, and the sesame credit score is ≥ 600; Age 20-55 years old; My real name mobile phone number; Alipay real name.

Application materials for borrowing music flowers: online application materials; Photos of the front and back of ID card and hand-held ID card; Real name mobile phone number; Real name AliPay account.

Loan review time: the results will be issued within one day of review, and the loan will be released within 24 hours after approval.

About borrowing music flowers:

1 owned by wechat is similar to the previous peas. You need to authorize Alipay to pay up to 30,000 yuan. If you have outstanding loans on WeChat, you can't apply for other products of WeChat.

2. You can freely choose the number of repayment periods, up to 30,000 at a time, and the whole process is online.

3. Borrowing Music Flower is a loan product approved by WeChat Jinke according to the customer's Alipay flower bud quota, which is temporarily operated online? At present, Jielehua is in the internal operation stage.

4. Only accept business audits in Suzhou, Wuxi and Changzhou.

What problems should I pay attention to when applying for a loan by music? As long as the sesame credit score is greater than or equal to 550, you can borrow money from the official account of Borrowing Lehua WeChat or Borrowing Lehua APP. As another new lending service platform under WeChat Jinke 20 16, Borrowing Music Flower has been sought after by users since its launch, and the market response is very good. In order to better serve users, the project team preliminarily sorted out some common usage problems and experience blind spots, as follows:

1. How to get the quota? ? If new users use Borrowing Music Flower, they only need to pay attention to WeChat official account or download the APP, click the home page to enter Borrowing Music Flower, and submit the information according to the prompts and requirements to get the quota.

2. Why did the real name verification fail and the verification was inconsistent? ? The failure of real-name authentication means that it has not passed the audit. Please be sure to enter the accurate ID name and ID number, which is consistent with Alipay's real-name authentication. If you have any questions, please call Jielehua Customer Service at 400-6 16-30 18.

3. Failed to upload the ID card? ? Please pay attention to: 1 if you can't upload your ID photo successfully during the authentication stage. Take clear photos from other angles to ensure that the photo of the certificate is taken in full screen without too many blanks; ?

2. Please ensure that the ID card information is clearly visible, and avoid the light or shadow that makes the ID card information unrecognizable.

4. Why do you need a credit report on the loan amount? ? Borrow Lehua's evaluation of the limit is based on your credit history.

5. How long does it take to review the loan? ? The results will be issued within one day at the earliest, and the loan will be released within 1-3 working days after approval. ?

6. How to withdraw cash? ? If there is already a loan amount, click Cash Out, and after filling in the corresponding information on the Cash Out page, the amount will be automatically transferred to the bank card bound to you. ?

7. Why hasn't my cash arrived yet? ? If you initiate a withdrawal application, the cash will be released to your bank card within 1-3 working days, and within 15 minutes to 1 working days. ?

8. How to repay? ? On the repayment date of each month, Jielehua will automatically deduct the due amount of your monthly bill from your bank card. ?

9. What if the bill is overdue? ? If your account balance is insufficient on the repayment date, your bill will be overdue. You can pay off your overdue bills through the independent repayment button on the home page. ?

10. What is interest-free loan settlement? ? If you borrow in Lehua and pay off the loan within 7 days, you can enjoy interest-free concessions. ?

1 1. Some quotas have been withdrawn. Can the remaining places be refunded? ? If you currently withdraw cash, you can apply for withdrawal from the current available line if the bill has at least one normal repayment. If there are two withdrawals, you can't mention it again. ?

12. Can I withdraw cash again after paying off all the current cash withdrawal bills? ? When you pay off all the loans, you can apply for a second withdrawal within 90 days after you pay off the loans. ?

13. What do you mean the line is invalid? ? If you don't borrow money within 30 days after you get the loan, your loan will be invalid, and if you don't borrow again within 90 days after you pay off the loan, your loan will be invalid. If your credit limit is invalid, you can resubmit the information to obtain the credit limit.