Current location - Trademark Inquiry Complete Network - Overdue credit card - Credit Card Risk Types
Credit Card Risk Types

Credit risk, fraud risk.

1. Credit risk: the risk that the cardholder cannot return the money on time due to various reasons, or maliciously overdrafts and fails to repay the money. This risk will lead to the loss of bank assets.

2. Fraud risk: Forging other people’s information to apply for credit cards and committing fraud, etc., resulting in loss of bank assets.