Yes, credit card installment payments usually carry interest. Credit card installment payment refers to the process in which the cardholder divides the amount of purchased goods or services into several installments and pays a certain amount on the repayment date of each installment. During the installment repayment process, the cardholder needs to pay certain interest or handling fees according to the installment agreement.

The interest or handling rates for installment payments vary depending on the bank, number of installments, amount and other factors. Typically, the longer the installment period, the higher the interest rate or fee. Therefore, when choosing a credit card for installment payment, cardholders need to carefully understand the installment terms, including interest rates, handling fees, early repayment policies and other information, in order to make informed decisions.

It should be noted that although credit card installment payment can help cardholders relieve the pressure of one-time payment, it will also increase the cardholder's debt burden. Therefore, when using credit card installments, cardholders should ensure that they have sufficient repayment capacity to avoid financial difficulties caused by excessive consumption.