Handling the credit certificate itself will not lead to the suspension of the credit card, but the bad behavior of the credit card will trigger the bank's risk control mechanism, leading to the suspension of the credit card. The reasons for suspending the use of credit cards include but are not limited to overdue credit cards, cashing of credit cards, abnormal trading behavior of credit cards, etc. These behaviors will trigger the bank's risk control mechanism, leading to the suspension of credit card use.