First, free. Many banks are free of gold cards, bills, annual fees and production costs, as well as various loss reporting fees. Personal online banking payee SMS notification service is free, and online banking registered customers are free of annual fees.

Second, insurance. Some banks provide insurance services for gold card customers.

Third, medical care. Some bank gold cards provide emergency messaging and hospitalization medical expenses protection. The maximum compensation for general accident medical treatment is 5,000 yuan, and 300 yuan is exempted for the second time, with 80% compensation. The general accidental hospitalization allowance is 30 yuan/day, and the maximum compensation for each hospitalization is 30 days, and the cumulative maximum compensation is 180 days.

Fourth, the lost card protection brush. Some bank gold cards provide card loss protection service 72 hours before reporting the loss.

Double insurance: credit card consumption loss protection (signature confirmation only)+credit card theft withdrawal loss protection (with transaction password), which makes you feel more at ease when using the card.

High limit: the maximum amount of protection can reach your fixed credit limit, up to RMB 50,000, to share the risk of card loss for you.

5. exclusive service. Gold card holders can enjoy VIP service at bank outlets and give priority to banking business, and enjoy private, distinguished and exclusive services provided by local wealth management centers.

6. Value-added services. Provide value-added services such as local airport, station, wharf VIP passage, medical care and so on.