The whole process of applying for CITIC Credit Card online is as follows:
Step 1: The applicant logs into CITIC Bank Credit Card official website or Personal Online Banking, enters the application card page, selects the brand, characteristics, media, grade and currency of the credit card to be applied, and then enters the formal application page.
Step 2: Read the application articles of relevant credit cards according to the tips on relevant pages, then fill in the basic information of the applicant such as personal name, ID number, family situation and work situation according to relevant requirements, and choose whether to open relevant credit card additional services as needed.
Step 3: After the online application is submitted completely, the relevant departments of CITIC Bank will review the applicant's information, and the applicant can check the progress of card processing through telephone banking and the Internet. In terms of approval time, the online card of CITIC Bank can be issued on the same day at the earliest, but it usually takes about 7~ 15 working days.
Step 4: After the bank completes the audit, the applicant will first receive a short message from CITIC Bank to inform the audit result. If the audit is successful, you can generally receive the credit card receipt notice sent to the designated place or the designated card receipt outlet within 3~7 working days. Subsequently, the applicant can bring his/her valid ID and card letter to the counter of CITIC Bank Branch to complete the credit card activation and password setting.
Credit card applicants of CITIC Bank shall meet the following basic requirements:
1. Primary card applicant 18-60 years old (inclusive), and secondary card applicant 16-65 years old (inclusive). He is a natural person with full capacity for civil conduct. The cardholder of the main card shall be jointly and severally liable for the debts incurred under the main card and the supplementary card, and the cardholder of the supplementary card shall be jointly and severally liable for the debts incurred under the main card.
2, a stable and legitimate source of income, good reputation.