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What should I do if my CCB credit card is demagnetized?

Is there any charge for degaussing the CCB credit card to make up the exam?

Is the poster’s card a new one and has it just been opened?

If yes, within three months after the new card is activated, the card will be demagnetized and there will be no charge for replacement.

If it exceeds this time, other cards will be charged for degaussing and replacement. There is a handling fee of 20 yuan for replacing a damaged card. If the poster's card is an IC chip credit card, there will be an additional IC card production fee of 20 yuan.

In addition, there are some special card types, such as business cards. There is no handling fee for replacing damaged cards.

Based on the above, the specific charging situation should be considered based on the actual situation of the poster.

The CCB credit card status is abnormal. What should I do?

There are multiple reasons for the abnormal credit card status, and each reason has different solutions. Let us solve them one by one below.

Reasons for abnormal status

1. Credit card has been stolen

If the cardholder’s CCB credit card is at risk and the transaction does not match the person’s transaction, then The bank will suspect that the card has been stolen and will freeze the cardholder's credit card to ensure the safety of funds, which leads to abnormal credit card status

2. The credit card itself

Sometimes Demagnetization or damage of the credit card will cause the credit card to be unusable, and its status will naturally be abnormal

3. The credit card is frozen if it is overdue

If the cardholder fails to pay overdue payments or pays more than In order to reduce the risk of borrowing money, the bank will definitely use card blocking methods to deal with the situation of cashing out for the first time

4. The number of incorrect password inputs has reached the upper limit

Everyone knows that the password can only be entered three times. If you enter the opportunity incorrectly three times, it will be locked and your credit card will show abnormal status

Solutions

1. If the credit card itself is the reason, the cardholder can choose Replenish the cards, and pay attention to where you place the cards in the future, and do not put them together with metal objects.

2. If the status is abnormal due to fraud, you can go to the branch to change the password or cancel the credit card directly.

3. If the credit card is frozen, the cardholder can pay off the overdue amount and then call customer service to apply for unfreezing. Also, be sure not to cash out frequently.

Extended information:

Notes on the use of credit cards

1. Use other people’s bank cards to repay your own credit cards for a long time, whether it is Alipay, WeChat or a debit card If you use someone else's, the bank will know what you are doing at a glance.

2. Use other people’s mobile phones to make calls to raise your balance. All banks can see your bound mobile phone number. For example, many times when you call the bank to ask any questions, others can call the bank on the first call. As you can imagine, if your name is called out at once, if you use another number to call to raise a credit limit, the bank will easily be suspicious.

3. The consumption amount does not match the machine. We must pay attention to simulating normal consumption. The amount should be normal, you can make a few more transactions, and don't rush for success; the ideal way to swipe your card and cash out is to use small amounts and frequently.

4. The interval between card swiping is too short.

5. Not swiping your card during the normal business hours of the machine

6. Swiping your own card at your own machine

7. Using the same machine for a long time

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8. After entering the account, you can then withdraw it on the same day. This method is also the most common and easy to occur, and it is surprisingly lethal.

9. Large amounts are withdrawn after repaying large amounts

10. You have no money to repay but actively ask the bank to raise the amount many times

When you call the bank When raising a limit, the bank will look at your card usage, your previous consumption, and the credit limit on the card. These must be taken into consideration before the result is made. If you have an empty card, the bank will naturally think that you If you are short of money, who will lend you additional money if the previous debt has not been repaid? Therefore, when requesting a limit increase, do not apply too frequently, and do not apply when there is no money in the card;