1. How to apply for a visa card?

The visa card application process is:

1. Bring your valid personal ID to the bank where you want to apply for a visa card;

2. Select after arriving at the bank Choose the type of card you want to apply for, and fill in the credit card application form and personal identity information;

3. Provide corresponding materials and certificates and wait for the bank's review. After passing the review, you can issue the card.

Every bank can apply for a visa card. If you don’t know which bank to choose, you can choose a bank that usually handles more business, so that the success rate of applying for the card will be higher. Extended information:

There are five major credit card brands in the world, namely Visa International and MasterCard International, and American Express International Co., Ltd. (America Express).

There are three professional credit card companies: Diners Club and JCB Japan International Credit Card Company (JCB).

Visa International is the world's largest credit card and traveler's check organization. Visa International owns brand trademarks such as Visa, ELECTRON, INTERLINK, PLUS and VisaCASH.

MasterCard International is the world's second largest international credit card organization. MasterCard International owns MasterCard, Maestro, Mondex, Cirrus and other brand trademarks.

Visa and MasterCard have built a global alliance for credit card consumption. After domestic banks cooperate with them, credit cards issued by domestic banks can be used for credit card consumption within their alliance. You can choose to apply for a Visa credit card or MasterCard credit card when applying for a credit card.

2. Where can I apply for a pure visa card in China?

Pure visa cards can be processed at major domestic bank outlets. General credit cards are divided into three versions: UnionPay version, MasterCard version, and Visa version. You can choose by yourself when applying. Pure Visa cards must be used on machines with the Visa logo. : 1. Definition: A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate). 2. Classification: Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; The cardholder is required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient to pay, it is a quasi-credit card that can be overdrafted within the specified credit limit. The so-called credit card generally refers to a credit card only. 3. Other information: Starting from January 1, 2021, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled. 0.7 times 5/10,000). On May 25, 2021, the Supreme People's Court issued and implemented the "Regulations of the Supreme People's Court on Several Issues Concerning the Trial of Bank Card Civil Cases".

Credit cards stipulated in my country's relevant laws ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions that have all the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc. Or an electronic payment card with partial functions?. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.

3. Where to apply for visa

VISA does not issue cards itself. When you apply for a credit card in China, you can choose between VISA and MasterCard, as long as you choose VISA. As for the concept of "international", in fact, all credit cards are universal. The difference is whether foreign currency settlement is allowed. Most banks provide one card with dual currencies in US dollars and RMB. The only ones that require other currencies are China. Bank is optional. If the application goes well, it will take about 14 days to review, and it will take about 3 days to send the credit card if it is approved, which means that it can usually be obtained within 20 days. Another: If you are a student, the recent credit cards offered by merchants are relatively smooth for students. You can give it a try

4. Where can I apply for a visa?

1. Visas are all processed at the Exit-Entry Administration Office of the Municipal Public Security Bureau. Before applying for a visa, you need to apply for a passport. The passport can be obtained at the entry-exit administration office where your household registration is located. Bring your household registration book, ID card, and white background photo. If the overseas visa is within the jurisdiction of where your registered residence is, you must apply at the consulate or embassy of the country in which you want to go. 2. Materials required for visa application 1. Passport: The validity period should be more than six months (calculated from the date of departure), and there should be at least one blank visa page. Also submit a copy of the photo page of your passport. 2. Proof of employment: If the applicant is an active employee, he or she must provide an original letter of employment certification issued by the company where he or she is employed. The certification letter must state that the company agrees to the leave, and specify the applicant’s time of employment, position and salary in the company in detail. The proof of employment letter must list the address, telephone and fax numbers of the company and relevant contact persons. The letter must be stamped with the official seal. 3. Chinese ID card: original and copy. 4. Photos: two (one to be posted on the form and the other for scanning). The photo should meet the following requirements: a recent photo taken within three months; the front face is bareheaded (if a hat or accessory is worn according to special religious or customary requirements, the hat or accessory must not cover the applicant's facial features); facial dimensions are 25 mm wide and 35 mm high . 5. Form14A visa application form (original): Completely filled out in English and signed by the applicant. The application form can be downloaded from the official website of Singapore and Checkpoints Authority.