I don't know how CITIC audited it. If you have other financial proof, you can do it. ICBC's time deposits, cars, houses, payrolls and other bank credit cards ... are all kinds. I hope I can help you, Q:4396794.
Question 2: Will the rejection of multiple credit card applications affect credit? Don't apply for it yet. Records show that if too many banks are rejected, they may refuse to apply without looking. The bank will make reference. If you buy social security in the company and wait a long time to apply, the success rate will be higher. If you use the Bank of Communications credit card for one year, the success rate will be higher. If you use it frequently, it's easy to raise the limit. Not a professional
Question 3: How long does it take to apply for a new credit card after being rejected? After many applications have been rejected, it is recommended to provide more financial proof and reapply at least three months later. Repeated applications in a short time will not help; Because after the application is rejected, the banking system will have a record of application rejection; If you continue to apply, the bank will unilaterally think that your information may contain false elements (otherwise why didn't you provide it before) and will directly refuse it unless you go to the bank outlet to provide true and convincing financial proof;
In addition, the pass rate of online application is not high, unless you have been a savings card customer or high-end customer of the application bank before;
I suggest that you provide financial proof to apply at the bank counter in the future;
Card requirements: 1, at least 18 years old; 2. Hold a valid ID card; 3. No bad credit record; 4. Have a fixed work certificate; 5 proof of income stamped with the financial seal of the unit; 6. Other financial certificates, such as real estate, automobiles, stocks and bonds. 7. Social security certificate; The first three are the most basic conditions. If you can provide 4~7 supporting materials, it will improve the success rate of application and credit limit.
Question 4: Does the rejection of multiple credit card applications affect your personal credit information? 10. Hello, if you apply for a credit card of China Merchants Bank, your credit will not be affected after being rejected. Our credit card application has passed the systematic comprehensive evaluation, during which many factors, such as age, job stability, income, personal credit and so on, have been taken into account, which is not determined by unilateral factors. Everyone's situation will be different Maybe your original application materials didn't fully show your real situation, so your application failed. If your work or financial information changes in the future, you can reapply for this information after 3 months. I hope you can get a card next time!
Question 5: How to deal with the rejection of multiple credit card applications? Hello, it is best not to apply again within a few months after being rejected many times. The more times you apply, the more times you check your credit, and the less likely you are to pass.
Question 6: Is there more than one credit card, and is it easy to be rejected when reapplying? It's actually quite simple. First of all, don't be fooled. Don't go to someone else if you don't need it! Because you need to spend money!
1. The regulations of each bank are different, and some stipulate the minimum standard of five insurances and one gold for half a year. Some want a local account or add five insurances and one gold. Your spending quota in this bank is also in demand!
2 The simplest. That is, local banks (Changsha, CITIC, Transportation, Xingye, Minsheng, China Merchants Bank, etc.). ) You can apply for a credit card unconditionally and get an ID card. But I personally don't recommend it. You'll know after thinking that small banks are inconvenient. There are advantages and disadvantages anyway. Look at your personal opinion!
3 is to go to these big countries! Except agriculture, China and postal services. They will ask you if you have an ordinary card from their bank. Then I will look at your consumption records in their bank (that is, the records and limits of your deposits and withdrawals). You can apply for a credit card if the amount is enough! I'm not sure about the quota, but I did it! My deposit limit is 50 thousand. I know it must be much less than this!
Now you have five insurances and one gold, the minimum requirement is half a year, and you have a work certificate (proving that your job has five insurances and one gold and you are on the job). It would be better if it was more than one year!
The most difficult thing is agriculture, China, and postal services need local hukou, social security (five insurances and one gold) and proof of employment!
If you want to apply for a credit card, you'd better take the time to ask at the bank! Every bank has a front desk reception! It's easier to ask there
Finally! ! Credit card is * * * consumption, and overdraft withdrawal is five ten thousandths of interest. Personal advice has nothing to do with it! This thing is more troublesome. One is of little use to the poor. Only where you borrow money, you have to pay interest!
Question 7: Credit card processing has been rejected many times. What is the reason for the excessive number of credit card applications recently, which is dangerous to funds ~ ~ ~
It is not recommended that you apply for a credit card frequently, and then do it after a while, so there will be no problem.
Question 8: How does refusing to apply for a credit card many times a month affect personal absolute credit? The media has influence, but you can't apply for a peer credit card for three months. Counter processing flow:
1. Go to the bank outlet where the credit card is handled, or find the staff of the credit card center of the local bank and fill out the credit card application form. The contents of the application form generally include the applicant's name, basic information, economic status or income source, guarantor and its basic information;
2. Submit copies of certain certificates and vouchers to the issuing bank;
3. After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;
The application form is accompanied by a credit card contract. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , and must have his signature;
5. The credit card processing process is basically completed, waiting for the issuance of credit cards.
Question 9: Why was my application for CITIC Credit Card rejected twice? It's just that employees of our company are also applying for credit cards these days. Just like your situation, some people with poor conditions have applied successfully, some have not, and those who have not applied successfully are also very angry. However, some people who have applied for a credit card said that they should try more in the bank. One fails, the other will make do. I think it will succeed on your terms. Another reason is that the arbitrariness of bank rating is at work! There's nothing to be angry about. It is good to apply successfully, but it is troublesome to apply badly! Calm down! Is it worth it?
Question 10: Does it matter how many times a credit card application is rejected? It is very important in the bank you apply for. You'd better prepare more information before going. Maybe your qualifications are poor.