Credit cards basically have their own repayment date and billing date. CCB's policy is to complete the repayment within 5 days after the repayment date, which is not considered overdue.

The overdue credit card does not mean that it will not be repaid on the last repayment date, but that it will be overdue on the fifth repayment date.

Credit card billing date and repayment date:

Credit card billing date means that the bank where the card is located makes overall settlement of all transactions and all expenses of the credit card account in the current month on schedule every month, and settles interest, calculates the total amount owed and the minimum repayment amount in the current month, and sends the statement by APP or email. The date of delivery is a credit card bill.

The due repayment date of a credit card refers to the latest date when the cardholder's bank requires the cardholder to return all the payables. In other words, the bank where the card is located should pay off all the consumption expenses before the due repayment date after issuing the credit statement.

CCB also has a grace period for repayment and does not need to apply. That is, as long as I repay within 5 days after the final repayment date, it will be regarded as timely repayment. For example, 10 is the final repayment date and the repayment date is 15. As long as it can be repaid in full, the consumption of the month is still interest-free. If the minimum repayment amount is paid during this period, there will be no so-called late payment fee, but interest will be charged in full at five ten thousandths per day from the date of income.

Finally, it is necessary to remind credit card holders that the repayment is already late, and it is recommended to repay through CCB, so that the time to receive the account will be faster. If the repayment is made through other banks or other platforms, the arrival time is not so certain and may be overdue.