There are many reasons why your application for Shanghai Pudong Development Bank credit card was rejected for two months. You can refer to the following:

I. Inconsistent information:

If your application materials are incomplete, the documents you provide do not meet the acceptance criteria and cannot be passed.

Second, the qualifications do not match:

If your industry is a restricted promotion industry of credit card issuance, you can't apply. If your working years, salary income or other financial conditions do not meet the prescribed card issuance standards, you cannot apply.

Third, the credit does not match:

The applicant has a record of malicious overdraft or loan default in other banks; The applicant has a record of unpaid water, electricity, gas or telephone charges; The applicant is in a lawsuit dispute or has a bad record in the public security bureau, and so on.

Fourth, risk groups:

The applicant forges information or provides false information; Abnormal conditions are found in the process of credit review (resignation of the applicant or non-signature of the applicant); The applicant does not exist or applies under the guise of others; The applicant is a high-risk customer, etc.