The banks that currently support card applications include Bank of Communications, China Guangfa Bank, Shanghai Pudong Development Bank, and Ping An Bank. You can indicate that you already have credit cards from other banks when filling in the information online, and the salesperson will contact you later. To obtain the information, we may arrange for you to go to the nearest bank branch to submit the information.

1. Conditions for applying for a credit card:

1. There is no overdue record of credit cards from other banks for more than 30 days in the last 6 months;

2. Weixin pays attention to the fact that the average credit limit of the official account of I Love Card Union is not less than 5,000 yuan; if you have more than 3 credit cards from other banks and use more than 90% of the limit, the bank will generally not process it.

Under normal circumstances, when applying for a card business, the cardholder can use the original credit card as proof of financial resources and present the original ID card. In this way, on the basis of the original cardholder holding the card, the cardholder can Apply for a credit card from another bank.

For some banks, if you want to apply for a card by card, you may also be required to submit a copy of your ID card, a copy of your credit card, proof of financial resources and other relevant information. Since the cardholder has used a credit card before, when applying for a new card, it will be easier for the bank to review it and the card will be released faster.

The bank that applies for the card will also give you an equal or higher limit based on the credit card limit you hold.