In general, the applicant for a credit card must be an adult aged 18 with stable repayment ability.
Proof required for applying for a credit card:
1. Identification: usually an ID card.
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level.
4. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Due to the overdraft function of credit card, the issuing bank faces certain risks. In order to reduce the risk of malicious overdraft, the issuing bank will decide whether to issue the card and the amount of the card according to the applicant's personal credit record and repayment ability.
If you can provide proof of real estate with complete documents, it is very extra points for credit card application, but if you only have proof of real estate, it is not necessarily whether you can successfully apply for a card. If you still have some questions about the credit card application, you can call the customer service center of the bank, or you can log on to the "I love cards" website to learn about credit cards.