The virtual credit card of Industrial Bank has only a string of virtual card numbers and no physical card, so many card users don't know much about its usage. In fact, the virtual credit card is mainly used for online payment or in conjunction with mobile devices, so let's find out.

because there is no physical card, the usage of virtual credit card is somewhat different from that of physical card. Usually, it can only be paid online, but not cashed out. There are two specific usages, one is bound fast payment, and the other is used with the help of mobile devices.

1. Binding fast payment

usually means binding a virtual credit card on Alipay and WeChat, and then swiping the virtual credit card number, CVV2 code and SMS verification code during online shopping to complete the payment.

2. Using

with the help of mobile devices usually means binding a virtual credit card on Applepay and China Unionpay Quick Pass, and then paying by waving a mobile phone on a pos machine with a flash payment sign.

because there is no physical card, Xingye Virtual Credit Card can only be paid by CVV2 code and SMS verification code, so the cardholder can effectively avoid revealing private information when using it. However, the validity period of the virtual credit card is only one month, and when the physical card is received, the activated virtual card will automatically become invalid.