Bank of communications. Due to special reasons, such as disability, unemployment, serious illness, etc. If the loan cannot be repaid, the materials can be submitted to the Bank of Communications for review, and the repayment can be negotiated after the review is passed.

You can also call the Bank of Communications customer service hotline and take the initiative to contact the Bank of Communications customer service for consultation. Try to apply for an extension of the repayment period and repayment by installments, and you can apply for suspension of repayment. When negotiating repayment, you should pay attention to your lack of clear repayment ability, and it is best to provide certain information as evidence (such as termination of labor contract and unemployment certificate). ).

How many days is the grace period of Bank of Communications credit card?

Bank of Communications credit cards generally have a three-day grace period and need to be repaid within three days after the repayment date. If the specified time is exceeded, it shall be deemed as overdue. In order to reduce the consumption limit of credit cards, there will be penalty interest, which will affect personal credit information.

Credit card grace period refers to the number of days of repayment grace period. Credit cards have a billing date and a repayment date. After the cardholder consumes the credit card, he needs to make repayment on the billing date and repayment date.