The method of collecting is as follows:

1. ATM withdrawal: Use a credit card to withdraw money from the bank's automated teller machine (ATM).

2. Cash withdrawal from POS machine: Use a credit card to make purchases at the merchant, and select the cash withdrawal option to withdraw cash from the credit card.

3. Online banking/mobile banking: Credit card withdrawals can be carried out through the online banking or mobile banking services provided by the bank.