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What about a credit card if you have your own car?
1, a copy of the front and back of the ID card;

2. Original and photocopy of driver's license; (The above two items are sufficient for application. If you expect a high credit card limit, you need the following two items. )

3. Work certificate (or work permit) and 6-month work order issued by the personnel department of the unit;

4. Personal account name real estate license. Take these materials to the bank to apply. If your bank is approved in about 2 1 day, I will send you a card, activate it according to the instructions and you can use it. If the amount approved by the bank is higher than 4000 yuan, you can only use 4000 yuan. After use, you can set installment repayment or minimum repayment amount, but you have to pay interest.