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How to calculate the annual fee of China Merchants Bank credit card?

What is the annual fee of China Merchants Bank's credit card

The annual fee information of China Merchants Bank's credit card is as follows:

1. Annual fee of China Merchants Bank's credit card in general (gold card, general card and platinum card)

1. 1 yuan is required for each general card, and 5 yuan is required for each supplementary card;

2. 3 yuan is required for each gold card, and 15 yuan is required for each supplementary card;

3. Platinum Card of China Merchants Bank Credit Card:

① The Platinum Card of China Merchants Bank Credit Card Classic Edition needs to pay 3,6 yuan per card, and the supplementary card needs to pay 2, yuan per card;

② 8 yuan is required for each platinum card of China Merchants Bank Credit Card Exquisite Edition, and 3 yuan is required for each supplementary card;

③ 8 yuan is required for each card of China Merchants Bank Credit Card UnionPay Platinum Card, and 3 yuan is required for each supplementary card;

2. Annual fee for special credit card of China Merchants Bank

1. American Express Card of China Merchants Bank

① 3 yuan is required for gold card of American Express Corporate Card, and 15 yuan is required for supplementary card.

② 3 yuan is required for each card of American Express Gold Card and 15 yuan is required for each supplementary card.

③ 1 yuan is required for each American Express Green Card and 5 yuan is required for each supplementary card.

2. 15 yuan is required for each set of VISAMINI cards of China Merchants Bank, and 75 yuan is required for each set of supplementary cards.

3. VOGUE Titanium Card of China Merchants Bank requires 3 yuan of Ghana for each card.

4. 3 yuan is required for each card of HELLOKITTY Gold Card (perfume card) of China Merchants Bank, and there is no annual fee for supplementary cards

5. RMB 1, is required for unlimited credit card of China Merchants Bank, and RMB 5, is required for supplementary cards.

Extended information:

1. How to cancel the credit card of China Merchants Bank

1. Call the credit card customer service number to cancel. China Merchants Bank's credit card can be cancelled by calling the credit card customer service hotline at 4-82-5555, but when canceling, you need to provide some supporting information, such as ID number, office phone number at the time of application, company name at the time of application, home phone number and other registered information.

after checking and confirming the information, the bank will prompt that "you have successfully cancelled the card, please use scissors or other tools to destroy the card". At this time, just follow his instructions to destroy the card.

2. Cancel at the outlet of China Merchants Bank. With my ID card, cancel at the bank where the account is opened.

3. Wait for the credit card to be automatically cancelled. If there is no money in the debit card, it will be automatically cleared into the sleeping account by the system after 2 years. When it is used in the future, it will prompt that it is in a sleeping state after long-term unused, and the wake-up card can be operated according to the bank SMS prompt.

operating environment:

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system version: iOS15.

app version: 1..

what is the annual fee of various gold cards of China merchants bank

the annual fee of China merchants bank credit card is, gold card 3 yuan/year. The annual fee is charged once a year. If two cards or supplementary cards are applied at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period below the credit card, and the previous date is the issuance date), which is not a natural year. \ If you successfully apply for China Merchants Bank Credit Card, the annual fee for the first year will be reduced or exempted by China Merchants Bank Credit Card or your partner in advance, and the annual fee for the second year will be reduced or exempted by swiping the card for 6 times (no limit on the amount) within the whole year (from the card issuance date, non-natural year), and the annual fee for the third year will be reduced or exempted by swiping the card for 6 times in the second year. The annual fee of a single card can be reduced or exempted for the next year if it is spent for 6 times (the amount and form are not limited). And this offer will be valid for a long time before the change notice of the new annual fee preferential policy. The number of online consumption can also be accumulated in 6 times of annual fee reduction for the following year.

how do you charge the annual credit card fee of China merchants bank?

China Merchants Bank has an annual fee for its credit card.

according to the regulations of China merchants bank, the annual fees charged by different types and grades of credit cards in the bank are different. For example, the annual fee of China Merchants Bank Credit Card Gold Card is around 3 yuan (the main card). There are many kinds of credit cards in China Merchants Bank, but they can be roughly divided into four types according to their levels: Puka, Gold Card, Platinum Card and Unlimited Card. Specifically, in China Merchants Bank's credit card, the annual fee for Puka (the main card) is 1 yuan, while the annual fee for China Merchants Bank's credit card is 1 yuan/year for ordinary card and 3 yuan/year for gold card. The annual fee is charged once a year. If two cards or supplementary cards are applied at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period below the credit card, and the previous date is the issuance date), which is not a natural year.

if you successfully apply for China merchants bank credit card, the annual fee for the first year will be reduced in advance by China merchants bank credit card or partners, and the annual fee for the second year will be reduced if you swipe your card for six times (no limit on the amount) within the whole year (from the card issuance date, non-natural year), and the annual fee for the third year will be reduced if you swipe your card for six times in the second year. The annual fee of a single card can be reduced or exempted for the next year if it is spent for 6 times (the amount and form are not limited). And this offer will be valid for a long time before the change notice of the new annual fee preferential policy. The number of online consumption can also be accumulated in 6 times of annual fee reduction for the following year.

except for high-end credit cards such as platinum cards, most of China Merchants Bank credit cards are exempted from annual fees. That is, the annual fee for the first year will be paid by China Merchants Bank Credit Card Center or partners. And from the date of card issuance, the annual fee of the card for the next year can be reduced or exempted if the card is spent six times (the amount and form are not limited), and so on. You are welcome to click the button on this page now, simply fill it out, and you can complete the online credit card processing. After passing the preliminary examination, someone will contact you and collect the application materials at home, which is the most convenient way to apply for a credit card. China Merchants Bank has good credit card service and many discounts. At present, the annual fee concessions are also very strong. You should know that the standard annual fee rules for China Merchants Bank credit cards are. Puka $1/year and Puka supplementary card $5/year; Gold card $3/year, gold card supplementary card $15/year.

how do you charge the credit card of China merchants bank?

The annual fee of China Merchants Bank's credit card is as follows:

1. Puka: 1 yuan as the main card and 5 yuan as the supplementary card;

2. Gold card: main card 3 yuan, subsidiary card 15 yuan;

3.VOGUE titanium card: the main card is 3 yuan, and the supplementary card has no annual fee;

4.HELLOKITTY Gold Card (perfume card): the main card is 3 yuan, and the supplementary card has no annual fee;

5. Exquisite Platinum Credit Card: 8 yuan as the main card and 3 yuan as the supplementary card;

6. Free Life Platinum Credit Card, UnionPay Platinum Credit Card and Platinum Installment Credit Card: 8 yuan as the main card and 3 yuan as the supplementary card;

7. Classic Platinum Credit Card: 3,6 yuan for the main card and 2, yuan for the supplementary card;

8. Unlimited credit card: 1, yuan for the main card and 5, yuan for the supplementary card;

9. American Express Card-Green Card: 1 yuan as the main card and 5 yuan as the supplementary card;

1. American Express Card-Gold Card: 3 yuan as the main card and 15 yuan as the supplementary card;

11. American Express Corporate Card: Gold Card 3 yuan, Green Card 1 yuan;

12. American Express Card-Centurion Platinum Card: 3,6 yuan for the main card and 1,8 yuan for the supplementary card;

13. American Express Card-Centurion Black Gold Card (212 Edition): 18, yuan for the main card and 9, yuan for the supplementary card;

14. Diamond credit card: 3,6 yuan for the main card and 1,8 yuan for the supplementary card;

15. All-currency international platinum card: within the validity period of the card, the annual fee is free for life;

16.VISAMINI card: main card 15 yuan, supplementary card 75 yuan;

17. Business cards: elite business card 3 yuan, business credit card 1 yuan and purchasing credit card 5 yuan;

18. American Express Card-Centurion Black Gold Card: 38,8 yuan for the main card and 2, yuan for the supplementary card;

19. Platinum co-branded credit card series: the main card is 18 yuan, and the supplementary card is 9 yuan.

China Merchants Bank's credit card is still relatively easy to use, and its users are also very large. Whether the general use of credit cards is suitable for you is the best reason to evaluate a credit. At present, the advantages and disadvantages of China Merchants Bank's credit card are as follows:

1. Advantages:

There are many types of credit cards, and the service is relatively in place. You can avoid the annual fee if you swipe your card for six times, and it is also very humanized to purchase foreign exchange for repayment. Secondly, the credit card withdrawal of China Merchants Bank is generally based on the number of your bills. Generally, as long as there are six or more bills, your chances of withdrawal will be great. The permanent validity of credit card points is also one of the highlights.

Second, disadvantages:

Credit card points are difficult to earn, but they are still valuable, which is worse than other banks' points policies. The interest-free period of China Merchants Bank is the shortest among all card-issuing banks, and the shortest is 18 days. And you can't turn off the card-free overseas trading function. In addition, some cardholders of China Merchants Bank reflect that the SMS reminder service of China Merchants Bank needs to be improved.

according to the analysis of China merchants bank's performance report in the first half of 218, the cumulative card issuance of China merchants bank was close to 12 million, which was nearly 2% higher than that of 217. the year-on-year growth rate of 14.21 million new cards was 121.34%, which was the highest in both card issuance and growth rate, and completely exploded other banks. In terms of profit, the profit that each card contributes to China Merchants Bank every month should be in 76 yuan and above. If you reach it, it means that you are just not easy to be downgraded.

This concludes the introduction of how to calculate the annual fee of China Merchants Bank's credit cards and how to calculate the annual fee of several China Merchants Bank's credit cards. Did you find the information you need?