How much is the interest rate on Baoshang Bank’s credit card withdrawals? How to calculate? Like all bank credit cards, Baoshang Bank Credit Card can also withdraw cash in addition to swiping the card for consumption. However, cash withdrawals are not interest-free. In addition to incurring handling fees, interest will be calculated from the day of withdrawal. So, how much is the interest rate on Baoshang Bank’s credit card withdrawals? How to calculate? Let’s find out together below. There are many ways to withdraw cash with Baoshang Bank's credit cards, including cash withdrawal at the counter of business outlets and cash withdrawal at ATM machines. No matter which channel is used to withdraw cash, you need to present your credit card and transaction password to withdraw cash. It should be noted that the cash withdrawal amount of Baoshang Bank credit card is limited. The cumulative cash withdrawal amount is 50% of the credit limit. The domestic daily cash withdrawal amount shall not exceed 2,000 yuan except for overpayments. The maximum daily cash withdrawal amount overseas shall not exceed 20,000 yuan. RMB. No matter how much you withdraw using your Baoshang Bank credit card, handling fees will be incurred, and you will need to pay a certain amount of interest on your overdraft amount, which must be paid back in one lump sum. 1. Handling fee: ATM inter-bank withdrawal fee is 4 yuan per transaction; ATM cross-border cash withdrawal fee is 13 yuan per transaction; internal cash withdrawal at Baoshang Bank is free. 2. Cash withdrawal interest: The overdraft interest rate is 0.5% of the daily interest rate. The interest is calculated from the recording date of the transaction and compounded on a monthly basis. For example: you use a Baoshang Bank credit card to withdraw 10,000 yuan in cash from a Baoshang Bank ATM and repay it after 20 days. At that time, you need to pay the interest and handling fees in one go. Among them, interest = 10000××20=100 yuan, which means you have to repay a total of 10,100 yuan. The above is the relevant introduction to "How much interest does Baoshang Bank's credit card withdraw? How to calculate it?" I hope it will be helpful to everyone. In short, Baoshang Bank's credit card cash withdrawal interest is calculated based on the daily interest rate of 0.5%. However, different channels for cash withdrawals have different handling fees. For this reason, you must understand clearly before withdrawing cash.